Market Intelligence

Article
Status CCD II: Licence Application And Proportional Creditworthiness Assessment
The implementation of the revised Consumer Credit Directive (CCD II) introduces significant regulatory changes for consumer credit providers and intermediaries in the Netherlands. With the AFM already processing licence applications and new clarity emerging on creditworthiness assessments for 'buy now, pay later' services, market participants face evolving compliance requirements and potential enforcement approaches as the legislation moves through final approval stages.
NetherlandsFinance and Banking
Loyens & Loeff
Article
Alternatieve kredietverstrekkers en het Wft-vergunningskader: aandachtspunten voor de adviespraktijk
De Wet op het financieel toezicht (Wft) verbiedt het aanbieden van krediet aan consumenten zonder vergunning van de AFM. Dit artikel biedt een praktisch overzicht van de belangrijkste aandachtspunten bij kredietverstrekking, inclusief recente jurisprudentie en concrete handvatten om te bepalen wanneer de vergunningplicht wel of niet van toepassing is.
NetherlandsFinance and Banking
BUREN
Article
DNB Increases Focus On Late Statistical Reporting: What Reporting Entities Need To Know
The Dutch Central Bank (DNB) has introduced a revised enforcement policy that imposes administrative fines and penalty payment orders on designated reporting entities that repeatedly fail to submit statistical reports on time. Captive financial institutions, fund managers, securitisation vehicles, and certain holding and royalty companies must now ensure their governance frameworks support timely compliance...
NetherlandsFinance and Banking
Loyens & Loeff
Article
The Parallel Debt And Security Agent In Dutch Syndicated Financing
Syndicated financing allows borrowers to access capital beyond what a single lender can provide by distributing risk across multiple parties. In the Netherlands, a parallel debt mechanism addresses legal uncertainties around security interests, enabling a security agent to hold collateral on behalf of all lenders while maintaining clear enforcement rights.
NetherlandsFinance and Banking
GGI | Global Alliance
Article
CJEU Clarifies Scope Of “payment Service” Under PSD2 In Betaal Garant Nederland
The Court of Justice of the European Union has issued a significant ruling on whether a Dutch construction-sector guarantee provider requires authorisation as a payment service provider under the Payment Services Directive. While the decision is confined to fact-specific circumstances, it has the potential to influence how key regulatory concepts will be interpreted under the forthcoming PSD3 regime...
NetherlandsFinance and Banking
Matheson
Article
PSD2 And Intermediated Payments: CJEU Judgment Clarifies Scope
The Court of Justice of the European Union has ruled on whether an intermediary providing security deposit services falls within the scope of the Payment Services Directive 2. The judgment clarifies when funds transfer activities constitute regulated payment services versus ancillary functions to a primary business offering. This decision has significant implications for financial service providers operating in the European Union.
European UnionFinance and Banking
Arthur Cox
Article
CJEU Clarifies The Scope Of ‘payment Services’ Under PSD2
The Court of Justice of the European Union has delivered a landmark judgment clarifying whether businesses that receive, hold and transfer client funds are providing regulated payment services under PSD2.
NetherlandsFinance and Banking
Ganado Advocates

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Status CCD II: Licence Application And Proportional Creditworthiness Assessment

Alternatieve kredietverstrekkers en het Wft-vergunningskader: aandachtspunten voor de adviespraktijk

DNB Increases Focus On Late Statistical Reporting: What Reporting Entities Need To Know

The Parallel Debt And Security Agent In Dutch Syndicated Financing

CJEU Clarifies Scope Of “payment Service” Under PSD2 In Betaal Garant Nederland

PSD2 And Intermediated Payments: CJEU Judgment Clarifies Scope

CJEU Clarifies The Scope Of ‘payment Services’ Under PSD2

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Must read

The Parallel Debt And Security Agent In Dutch Syndicated Financing

CJEU Clarifies The Scope Of ‘payment Services’ Under PSD2

DNB Increases Focus On Late Statistical Reporting: What Reporting Entities Need To Know

Alternatieve kredietverstrekkers en het Wft-vergunningskader: aandachtspunten voor de adviespraktijk

Crypto M&A In Europe: 10 Legal Recommendations

PSD2 And Intermediated Payments: CJEU Judgment Clarifies Scope

CRD VI Implementation Act Adopted In The Netherlands: Implications For Non-EU Banks

CJEU Clarifies Scope Of “payment Service” Under PSD2 In Betaal Garant Nederland

Amid Rising Interest In Defense, IPOs Are An Increasingly Viable Exit Route For Investors

MiCAR In Practice: Lessons From CASP Notifications And License Applications

AFM Publishes Letter Reminding Firms Of DORA Reporting Requirements For Serious ICT Incidents

This week's Intelligence highlights

Status CCD II: Licence Application And Proportional Creditworthiness Assessment

Alternatieve kredietverstrekkers en het Wft-vergunningskader: aandachtspunten voor de adviespraktijk

The Parallel Debt And Security Agent In Dutch Syndicated Financing

DNB Increases Focus On Late Statistical Reporting: What Reporting Entities Need To Know

CJEU Clarifies The Scope Of ‘payment Services’ Under PSD2

PSD2 And Intermediated Payments: CJEU Judgment Clarifies Scope

CJEU Clarifies Scope Of “payment Service” Under PSD2 In Betaal Garant Nederland

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