The innovative aspects and the evolution of financial
technologies have allowed for a strong positioning in the market,
transforming the world and marking the beginning of a new era. The
term 'Fintech' is lexically the union of the abbreviated
words that make up the concept of 'Financial Technology',
which refers to the interaction of financial systems and
technology.
The widespread distrust emanating from the financial crisis of
2008 led to the development of financial alternatives that could
meet the needs of consumers, alternatives which benefitted fully
from the advent of new means of interacting and of carrying out
recruitment, as well as of remunerating and investing. It can be
argued that Fintech companies have emerged to fill gaps in
traditional banking, doing away with the existing limitations on
project, company or sector financing; making local and cross-border
payments accessible; reducing the need for intermediaries, as well
as increasing the monetary
