Social security in Mexico is a fundamental right. It
ensures access to health care, medical assistance, protection of
livelihoods, and necessary social services for individual
well-being.
Social Security consists of two regimes: Mandatory and
Voluntary. The Mandatory Regime is compulsory and applies to those
in formal employment (as well as various public sectors) and their
families. This regime, outlined in the Social Security Law,
encompasses five types of insurance, namely:
- labour risks;
- illness and maternity;
- disability and life;
- retirement, old-age severance, and elderly benefits;
- nurseries and other social benefits.
Labour risk insurance is fully covered by employers. It provides
financial and in-kind benefits for incapacity or death of a worker
due to labour risks, which are divided into two categories:
