Share on LinkedInShare on LinkedIn

ARTICLE · 14 APRIL 2016

Fintech: Blurring The Contours Of Banking And Financial Services

Ganado Advocates
Explore more from Ganado Advocates

Relatively unheard of before the beginning of this decade, the word "fintech" (financial technology) has swiftly established its place in everyday language and made it into the Oxford Dictionary.

MaltaTechnology
Leonard Bonello
Leonard Bonello
James Debono
James Debono
Author LinkedIn connections

Relatively unheard of before the beginning of this decade, the word "fintech" (financial technology) has swiftly established its place in everyday language and made it into the Oxford Dictionary. In fact, Bloomberg acknowledged that this term was everybody's buzzword during the World Economic Forum held in Davos in January.

But what is fintech? Fintech mainly denotes the fusion of financial services with information technology, which is principally driven by greater connectivity, accessibility of online data, and more communication devices in the hands of today's consumers.

The main innovations developed by sprouting start-ups, amid this unstoppable hybridisation of technology and finance, range from digital payments, crowdfunding and peer-to-peer (P2P) lending, automated wealth management, cryptocurrencies, block chains and distributed ledgers, to big data and cloud computing, robo-advisors and online factoring.

We operate a free-to-view policy, asking only that you register in order to read all of our content. Please login or register to view the rest of this article.

Register for freeORLog in

View source

Related Articles

Legal Intelligence Newsletters: sign up for the latest legal and regulatory news on your chosen topics

Read more about

Related Comparative Guides

See more popular content from

Article

Malta Implements National Framework For The EU Cyber Resilience Act

Malta has published Legal Notice 238 of 2026, establishing the national regulatory framework for the EU's Cyber Resilience Act and designating the Malta Digital Innovation Authority as the central enforcement body. With vulnerability reporting obligations already in effect since September 11, 2026, manufacturers of digital products must now navigate new compliance requirements ahead of the regulation's full application in December 2027.
MaltaTechnology
Fenech Farrugia Fiott Legal (FFL)
Fenech Farrugia Fiott Legal (FFL)
Article

EU AI Act Update: What Will Apply From 2 August 2026 And What Is Being Postponed?

The Council of the European Union has reached a provisional agreement on the Digital Omnibus Regulation, introducing significant amendments to the EU AI Act that will reshape compliance timelines and expand prohibited practices. Key changes include postponing high-risk AI system obligations to December 2027, accelerating transparency requirements for AI-generated content, and introducing new bans on non-consensual intimate imagery generation.
MaltaTechnology
Mamo TCV Advocates
Mamo TCV Advocates
Article

The Enforcement Shift: Why Cyber-Negligence In Malta Now Carries Direct Liability

Recent legislative changes in Malta have fundamentally transformed cybersecurity from a technical IT concern into a critical matter of corporate governance and legal liability. With the introduction of Legal Notice 89 of 2026 and the rise of AI-enabled cyber threats, organizations now face direct enforcement mechanisms and heightened expectations for cyber-risk management that can expose both companies and their directors to significant consequences.
MaltaTechnology
GVZH Advocates
GVZH Advocates