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PODCAST · 02 NOVEMBER 2026

EU Anti-Money Laundering Authority Finalises Three Technical Standards On AML/CFT Requirements

K&L Gates
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The European Union Authority for Anti-Money Laundering and Countering the Financing of Terrorism has finalised three sets of Regulatory Technical Standards...

LuxembourgFinance and Banking
Jan Boeing Dr.
Jan Boeing Dr.
Shane Geraghty
Shane Geraghty
Bibiana Wasmes
Bibiana Wasmes

Introduction

On 1 October 2026, the European Union Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) announced the finalisation of three sets of Regulatory Technical Standards (RTS) specifying how obliged entities must apply key anti-money laundering and countering the financing of terrorism (AML/CFT) requirements under the new EU AML/CFT framework. The final draft RTS have now been submitted to the European Commission for adoption.

This is a significant step in the rollout of the European Union’s recast AML/CFT regime: the RTS translate high-level legislative requirements into granular, binding criteria that obliged entities and supervisors must apply in practice in areas that go to the heart of day-to-day AML/CFT compliance, namely when customer due diligence (CDD) must be carried out, what CDD measures must involve, and how group-wide AML/CFT frameworks must be organised. Following their adoption by the European Commission and publication in

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