1. EBA launches consultation on SREP and supervisory stress
testing under CRD IV
On 24 October 2025, the European Banking Authority
("EBA") launched a consultation
("Consultation") on draft guidelines
("Guidelines") on common procedures and
methodologies for the supervisory review and evaluation process
("SREP") and supervisory stress testing
under directive 2013/36/EU ("CRD").
The Guidelines are addressed to competent authorities and aim to
strengthen supervisory convergence across the EU, improve clarity,
and ensure that the SREP remains fit for purpose taking account of
regulatory developments and supervisory experience.
The Consultation explains that the Guidelines are being revised
due to a number of factors such as: