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ARTICLE · 27 MARCH 2025

The Consumer Protection Code Is Modernised

William Fry LLP
William Fry LLP
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William Fry LLP

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On 24 March 2025, the Central Bank of Ireland (Central Bank) published its modernised Consumer Protection Code (Code), following an extensive three-year review.

IrelandConsumer Protection
Shane Kelleher
Shane Kelleher
Louise McNabola
Louise McNabola
Eoin Caulfield
Eoin Caulfield
Jane Balfe
Jane Balfe
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On 24 March 2025, the Central Bank of Ireland (Central Bank) published its modernised Consumer Protection Code (Code), following an extensive three-year review.

The review included a discussion paper, public survey, public consultation and engagement with consumer and industry stakeholders. For further information, please see our articles here and here.

Regulated firms have a year to implement the revised Code, with the provisions applying from 24 March 2026.

Regulations

The two sets of Central Bank Regulations that will give effect to the revised Code, following the 12-month implementation period, are:

  • Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) Regulations 2025 (Consumer Protection Regulations); and

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