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ARTICLE · 19 JANUARY 2024

Impact Of Digital Personal Data Protection Act On Insurance Sector: Indian Perspective

Khurana & Khurana, Advocates and IP Attorneys
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The insurance sector in India is projected to become the 6th largest insurance market by 2032, according to a report by Swiss Re.

IndiaPrivacy
Arya Sharma
Arya Sharma
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Introduction

The insurance sector in India is projected to become the 6th largest insurance market by 2032, according to a report by Swiss Re. The primary driver behind such drastic growth is advent of technological advancements in insurance sector which is popularly termed as 'InsurTech'. Tech companies have a leverage when it comes to artificial intelligence, data analysis and cloud computing, which helps them to provide better facilities to their customers. For instance, risk assessment, claim management etc. However, "with great power there must also come great responsibility", with Insurtech companies gathering substantial personal data to offer different services. Life insurance or health insurance, for instance, often requires sensitive information like health conditions and lifestyle habits, leading to accumulation of vast sensitive personal data.

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