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ARTICLE · 01 NOVEMBER 2018

IRDA Clarifies Implementation Of Compulsory Personal Accident (CPA) Insurance For Owner Drivers

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IRDAI has issued a circular ref. IRDAI/NL/CIR//MOTP/170/10/2018 dated 9 October 2018 (Revised Circular) providing certain clarifications regarding the implementation of Compulsory Personal Accident insurance for owner drivers.

IndiaInsurance
Sameer Sah
Sameer Sah
Manavendra Mishra
Manavendra Mishra
Saasha Malpani
Saasha Malpani
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INTRODUCTION

The Insurance Regulatory Development Authority of India (IRDAI) has issued a circular ref. IRDAI/NL/CIR//MOTP/170/10/2018 dated 9 October 2018 (Revised Circular) providing certain clarifications regarding the implementation of Compulsory Personal Accident (CPA) insurance for owner drivers. The Revised Circular has been issued in light of complaints and communications received from various stakeholders regarding certain aspects of implementation of CPA insurance for owner drivers, the background to which is elucidated below.

BACKGROUND

Supreme Court Order dated 20 July 2018 in Writ Petition(s)(Civil) No(s). 295/2012 (SC Order)

With the intent of providing compensation by way of third-party insurance cover to victims of accidents, including those who have died and their legal representatives, the Supreme Court Committee on Road Safety, held detailed discussions with, inter alia, the IRDAI, in a meeting dated 26 March 2018.

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