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ARTICLE · 14 NOVEMBER 2012

Current Developments In Credit Portfolio Transactions Of Insurance Companies

Mayer Brown
Mayer Brown
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Insurance companies are playing a larger role as purchasers in the credit portfolio transactions market than they used to.

GermanyInsurance
Dirk-Peter Flor
Dirk-Peter Flor
Simon Grieser
Simon Grieser
Kai Liebrich
Kai Liebrich
Dr. Jörg Wulfken
Dr. Jörg Wulfken
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Keywords: credit portfolio transactions, insurance,

Insurance companies are playing a larger role as purchasers in the credit portfolio transactions market than they used to. There are both legal and economic reasons behind insurance companies' entrance into this market as both purchasers and sellers. Some insurance companies want to redesign their current risk and capital resource profile, while others want to purchase already extended real estate loans with higher interest rate accruals to be able to guarantee the current assumed rate of interest for life insurance. For banks, credit portfolio transactions are already today part of the mix for managing existing risks and in some instances, a successful line of business. This market will be further strengthened by the recently published government draft for the "Act on the Implementation of the Directive on the Access of the Activity of Credit Institutions and the Supervision of Credit Institutions and Investment

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