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ARTICLE · 27 OCTOBER 2026

EBA Sets Its 2027 Supervisory Agenda

The European Banking Authority has released its 2027 Annual Work Programme, marking a strategic pivot from rule design to implementation assessment. With 251 deliverables organized around resilience, efficiency and transformation, the programme integrates geopolitical risk into prudential supervision and expects authorities to assess stress assumptions, credit-loss models and business-model resilience as interconnected elements rather than isolated metrics.

GermanyFinance and Banking

EU RegCORE Client Alert | Banking Union, Capital Markets Union + Savings and Investment Union

QuickTake

On 30 September 2026, the European Banking Authority (EBA) published its Annual Work Programme 2027 (AWP).1 It organises its work around three cross-cutting drivers: (i) fostering resilience, (ii) improving efficiency and (iii) supporting transformation. Across seven activities, the programme identifies 251 deliverables, of which 131 are ongoing and 120 have deadlines or delivery targets. These are the EBA’s outputs, not 251 new obligations for firms operating in the EU.

Our Client Alert on the 2026 AWP2 examined simplification of the Single Rulebook, stronger risk-assessment capacity and technological innovation, alongside the expansion of the EBA’s operational responsibilities. The 2027 programme takes those themes forward, but its most consequential development is a more explicit shift from designing requirements in advance to assessing how they are implemented in practice.

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