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ARTICLE · 20 JULY 2018

European Banking Authority Publishes First Outputs From Its Fintech Roadmap

A&O Shearman
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On July 3, 2018, following the publication of its FinTech Roadmap in March 2018, the EBA published two reports contemplated by the Roadmap.

European UnionTechnology
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On July 3, 2018, following the publication of its FinTech Roadmap in March 2018, the EBA published two reports contemplated by the Roadmap. The first report sets out the results of a thematic review of the impact of FinTech on the business models of incumbent credit institutions. The second report outlines the perceived benefits and potential prudential risks of seven FinTech use cases. The EBA has also established a FinTech Knowledge Hub for the sharing of information and experience and promotion of emerging trends among EU national regulators.

The Thematic Report is designed to provide an overview of the current FinTech landscape and changes that the EBA has observed in incumbent institutions' behavior in adopting financial technologies. The EBA also intends that the Thematic Report will help raise awareness and share knowledge of the main trends affecting business models and assist supervisors and other stakeholders in identifying and understanding the

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