1. BANK REGULATION
1.1 Prudential Regulation
a) General
(i) EU
ECON:
Study on the EU Banking Sector and Competitiveness
Status: Final
The study on enhancing EU competitiveness in the banking sector,
requested by the ECON, has been published by the Economic
Governance and EMU Scrutiny Unit. The study emphasises the
importance of a resilient and efficient banking sector for EU
competitiveness. Building on its analysis, the study recommends
that, to achieve this, the EU should first prioritise the
defragmentation of the banking market, and then, simplify and
streamline the prudential framework for banks without compromising
resilience.
In line with these priorities, it sets out the following
recommendations for the EC to address in its forthcoming 2026
report on the EU banking sector: (i) completion of the Banking
Union to enhance the EU-wide allocation of credit by moving closer
to the goal of a single banking system and to strengthen