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ARTICLE · 27 AUGUST 2025

New Draft Bill Implementing EU Consumer Credit Rules Published For Consultation

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The draft bill includes several amendments to both the Credit Agreements Act, the Marketing Practices Act, the Act on Consumer Loan Businesses...

DenmarkConsumer Protection

On 13 August 2025, a new draft bill was released for public consultation, with the purpose of implementing the revised Consumer Credit Directive, EU Directive 2023/2225.

Several significant amendments and new provisions are proposed, particularly relevant for those who market credit agreements and/or offer credit agreements. The deadline for consultation responses is 10 September 2025.

Background

The draft bill includes several amendments to both the Credit Agreements Act, the Marketing Practices Act, the Act on Consumer Loan Businesses (changed to Act on Consumer Loan Businesses and Registration of Credit Intermediaries), the Financial Business Act and the Act on Real Estate Credit Companies.

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