The much-expected UK whiplash reforms introduce a new procedure
for claims concerning soft tissue injuries from Road Traffic
Accidents (RTAs), ultimately aiming to root out minor, exaggerated
and fraudulent claims, and to reduce motor insurance premiums.
Successful implementation of the reforms, which are now edging
closer, may encourage common law jurisdictions including Cyprus to
follow a similar path.
Background
In November 2015, UK Chancellor George Osborne laid out
proposals to reduce RTA claims involving minor injuries as well as
motor insurance premiums through the (i) removal of general damages
for soft tissue injuries; and (ii) reduction of legal fees by
increasing the benchmark of small claims track related to personal
injuries from £1,000 to £5,000. The proposed 2015
reforms targeted the so-called 'whiplash injuries'.