I don't know about you, but I think a lot about going on
vacation. Not a long weekend away, or a holiday with my in-laws,
but a real, once in a lifetime adventure with no expense spared.
And one day I'd love to own a home, an old fixer-upper out in
the country where I can while away my retirement years, which, you
know, I'll have also saved money for.
You might be rolling your eyes, but the thing I've learned
about personal finance is that we're all allowed to have lofty
goals, especially when time is on our side.
Small things like budgeting, making modest credit card payments,
or contributing to an RRSP all add up over a long period of
time—meaning that all these big, adult things you might have
once thought were out of reach are no longer quite so impossible.
That doesn't change the fact that "time being on your
side" can feel like a nice way of saying you've got a long
wait ahead of you. But there are things you can do now to make
those goals feel tangible.