If you've decided to buy a home that is not on municipal
water services it is important to know how this affects the home
purchase process and ongoing home ownership.
If you are financing your purchase with a mortgage, your realtor
and your lawyer will let you know you must have a water test
completed. The bank requires that the water in the home be
free from bacteria and your lawyer will need evidence of that,
prior to closing. The bank does not require that the water be
free from minerals. However, minerals can negatively impact
your health and the longevity of the plumbing in your home.
It is always a good idea to test for the main types of contaminants
in your area.
If your water test comes back showing contaminants, in most
situations the seller will agree to provide a water treatment
system and a clean water test. However, they are not
obligated to do so. This will become a negotiable item.
