What is an "accident"?
We all know one when we see one; or do we?
The word "accident" is a seemingly simple word, with a
definition commonly understood to mean a single, unexpected,
coincidental event that has resulted in some misfortune.
Unfortunately, over time, this has been distorted by the
courts.
When insurers do not explicitly delineate the parameters for
what constitutes an "accident" or do not define the word
in a policy, it can result in exposure for an insurer and lead to
unexpected and uncertain outcomes
This however is frequently overlooked by even the most
comprehensive accident insurance policies.
History of the Definition of "Accident" in the
Common Law
