Car insurance can be confusing, especially when you're a
passenger in a car accident.
Even if you don't own a vehicle or have insurance, you may
still be entitled to benefits and having your medical costs
covered. The legal side of things can be even more
surprising—believe it or not, you might have a case against
the driver of the car, even if they're a friend or family
member. Here's what you need to know.
Accident Benefits for Injured Passengers
Ontario's Accident Benefits system is designed to protect
anyone injured in a car accident, regardless of fault. Even if you
don't have your own car insurance policy, there's usually a
policy that will cover you.
This coverage includes income replacement benefits if you're
unable to work due to your injuries, or non-earner benefits if
you're a student or caregiver. More importantly, your
rehabilitation costs will be covered, including treatments like
physiotherapy, psychotherapy, occupational therapy, and
