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ARTICLE · 21 APRIL 2023

Understanding Your Statutory Accident Benefits So You Are Fairly Compensated

If you're injured in a car accident, your insurer will place you into one of three Statutory Accident Benefit categories, based on the severity of your injury.

CanadaLitigation, Mediation & Arbitration

If you're injured in a car accident, your insurer will place you into one of three Statutory Accident Benefit categories, based on the severity of your injury. The category you're placed in determines the amount of money you can receive from medical/rehabilitative benefits. Your category also determines whether attendant care benefits are available to you.

Why are we telling you all of this?

Because more often than not, insurance companies will initially place injured claimants in a lower category than what they are entitled to be in. As you will see below, there are major discrepancies between the benefits available in each category.

This is why it is important that claimants have a lawyer who can advocate on their behalf and ensure that they are placed in the category appropriate to their degree of injury. When we are retained, it is often our immediate focus to have our client moved to a higher category of benefits.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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