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ARTICLE · 23 FEBRUARY 2016

So You've Been Injured In A Car Accident – Who Covers What?

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If you are a resident of Ontario and you've suffered a personal injury in a car accident, most – if not all – of your medical expenses are covered.

CanadaLitigation, Mediation & Arbitration
Robert Marks
Robert Marks
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If you are a resident of Ontario and you've suffered a personal injury in a car accident, most – if not all – of your medical expenses are covered. However, they are not all covered by the same sources – instead, there is a number of services, from public to private insurance, providing your health coverage, and it can be very important to know in advance who covers what.

The initial provider of your health coverage is public health insurance, known as the Ontario Health Insurance Plan (OHIP). OHIP covers your medical care in the hospital, from surgical procedures to drugs to meals, with a couple of exceptions – a private room, or additional services such as cable television, are out-of-pocket expenses.

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