Ali Abbas was ejected through the windshield of an uninsured
vehicle during a head-on collision on November 17, 2016. He spent
approximately nine days in a coma and suffered a myriad of life
threatening injuries, but made what many would consider to be a
miraculous recovery.
Six months later, Mr. Abbas turned to Esurance Insurance Company
for Section B – Total Disability Benefits. Initially he told
the adjuster he was not employed at the time of the accident, but
worked six of the twelve months preceding it. Shortly thereafter,
however, he submitted a claim form indicating he was only employed
for three of the twelve preceding months.
He later told the adjuster he must have completed the form
incorrectly and that he actually worked nine of the twelve months
preceding the accident. The adjuster pointed out that his
Employer's Certificate indicated he only worked three of the
twelve preceding months, which Mr. Abbas claimed to be
incorrect.
