The Hidden Costs Of Ontario's Proposed Auto Insurance Changes

On April 11, 2019, the Ontario government presented its budget, in which it announced "Transformative Auto Insurance" reforms. The budget contained proposals that are the first steps in what the Ford government intends to be a multi-year overhaul of Ontario's auto insurance system.

While the need to address the costs of auto insurance in Ontario is widely acknowledged, it is important to recognize that accident victims tend to have very different experiences and views on the costs of the system than the ones the insurance companies identify. Unfortunately, the government's proposals reveal that it intends to promote cost-reduction in terms that will further insurance companies' interests at the expense of Ontario's drivers.