Shifting Climate Change Risks Will Force Insurers To Adapt

Ontario is implementing major changes to auto insurance accident benefits starting July 1, 2026, shifting most coverage from mandatory to optional. Income replacement, caregiver benefits...

Ontario's 2026 auto insurance reforms converted most accident benefits from mandatory to optional coverage, creating significant gaps in protection for pedestrians, cyclists, and unlisted drivers. Understanding these changes and taking proactive steps before your policy renewal could mean the difference between comprehensive coverage and devastating financial exposure after an accident.

The Government of British Columbia has published the Restricted Insurance Agent Licence Regulation, introducing a new restricted licensing framework...

If you put winter tires on your car this winter, your insurance company owes you a discount. The announcement was made by the Ontario government on October 14, 2015. As of January 1, 2016, all insurance companies operating in Ontario are required to provide a discount to their policyholders using winter tires. The announcement was made by the Ontario government on October 14, 2015. As of January 1, 2016, all insurance companies operating in Ontario are required to provide a discount to their

Canada's Department of Finance has released draft regulations that could transform how federally regulated insurers invest in and partner with insurtechs. The proposed framework would allow insurers to acquire control of businesses deriving at least 60% of revenue from financial services activities, potentially opening new capital and partnership opportunities for technology-focused insurance companies.

On December 18, 2025, the Government of British Columbia introduced the long-awaited restricted licensing framework ("Framework") for businesses that sell insurance products incidental to their primary business activities, such as add-on insurance offered in connection with the sale of vehicles or electronics.

Premium credit cards often include rental car insurance, but many Canadians misunderstand what this coverage actually protects. While collision damage waivers may cover the rental vehicle itself, they typically exclude liability for injuries to others, personal belongings, and certain vehicle types. Understanding these limitations before declining the rental company's insurance can prevent costly surprises after an accident.

On December 18, 2025, the Government of British Columbia announced a new restricted licencing framework for businesses that sell incidental or add-on insurance products, with the framework taking effect on January 1, 2027.

Ontario's Financial Services Regulatory Authority has issued a warning about unlicensed businesses selling Guaranteed Asset Protection (GAP) insurance through vehicle dealerships, leaving consumers potentially unprotected despite paying hundreds of dollars for coverage. The regulatory body has identified cases where GAP products reference insurers that never actually underwrote the policies, and is now taking enforcement action against violators while monitoring the market for compliance with licensing requ

In a nutshell, the SPF 6 provides liability coverage for accidents involving so-called non-owned vehicles.

On April 20, 2026, the Ontario government introduced Bill 105, known as the Protecting Ontario's Workers and Economic Resilience Act, 2026 (the "POWER Act"), for first reading.

Following are our summaries of the civil decisions of the Court of Appeal for Ontario for the week of September 14, 2026.

Canada's proposed Bill C-36 would fundamentally transform private-sector privacy law by replacing PIPEDA with the Protecting Privacy and Consumer Data Act. Organizations face stricter data collection tests, new consent exceptions, explicit AI governance rules, and penalties reaching $25 million or 5% of global revenue for knowing violations.

In a nutshell, the SPF 6 provides liability coverage for accidents involving so-called non-owned vehicles.

Torts, Defamation, Civil Procedure, Anti-SLAPP, Damages, Costs, Self-Represented Litigants, Full Indemnity, Courts of Justice Act, R.S.O. 1990, c.C.43, s. 136.1, Human Rights...

Ontario has launched a major overhaul of its Provincial Nominee Program, consolidating eight immigration streams into four and introducing the new Ontario Workforce Priority Stream with updated eligibility requirements. The changes expand access to workers across all skill levels while implementing stricter employer compliance measures and a redesigned Expression of Interest scoring system that prioritizes labour market integration factors.

When an Ontario employer terminates an employee holding unvested Restricted Stock Units, can forfeiture clauses in equity agreements lawfully eliminate the employee's right to continued vesting during the statutory notice period? The Ontario Court of Appeal's decision in Wigdor v. Facebook Canada Ltd. addresses this critical question, examining whether such provisions impermissibly contract out of Employment Standards Act protections and what financial consequences employers face when equity forfeiture term

This comprehensive summary examines six significant civil decisions from the Ontario Court of Appeal, addressing critical issues in cyber insurance coverage, wrongful dismissal, real estate commission disputes, and municipal election compliance. The cases establish important precedents on contract interpretation standards, successor employer liability, and the scope of public oversight in campaign finance audits.

This comprehensive summary examines key civil decisions from the Ontario Court of Appeal for the week of June 29, 2026, covering critical legal questions spanning defamation privilege, refugee protection, life insurance contestability, limitation periods, and vexatious litigation orders.

The Ontario Court of Appeal released decisions for the week of June 15, 2026, addressing critical issues spanning employment compensation disputes, occupier liability and insurance deductions, international child custody matters, banking litigation costs, limitation periods in motor vehicle accidents, trust ownership disputes, offshore jurisdiction challenges, real estate development damages, and medical malpractice involving pediatric neurologists.