It's easy to imagine using an insurance policy for a water
leak damaging office equipment or if you back your car into a post
and crush your bumper, but a disability insurance claim is an
unpleasant and abstract event. "Many clients don't
appreciate how their coverage works or the actual meaning of a
disability," says Peter Harrison, owner of HealthSource
Insurance in Ottawa, and a
Lawyers Financial Advisor. And that makes
Disability Insurance one of the most misunderstood and
under-appreciated forms of protection a lawyer can own.
Disability simply means the inability to work as a lawyer due to
accident or illness. The reasons can include a physical or
emotional condition that limits you from being active in the
practice for a short while or for a long time. "What you are
insuring is your ability to earn income in order to maintain your
family's lifestyle," Harrison says. "When you add up
how much money that ability can generate in a lifetime, it's
easy to see
