Protect Yourself From Liability: Shovel, Salt And Purchase A Homeowner's Insurance Policy With 3rd Party Liability Coverage

With winter season upon us, it is time to remember the importance of shoveling and salting your driveways and walkways after a snowfall. Slip and fall injuries are much more likely to happen in the winter months, creating a greater risk of liability for property owners. If someone slips and falls on your property because you haven't cleared your driveway and walkway within a reasonable time, you could be legally responsible to compensate that person.

Property owners face legal obligations to keep their property clean, safe, and ice-free, and that is why it is ever so important to protect yourself with a homeowner's insurance policy that provides 3^rd party liability protection.

The law in Ontario is that property owners have a duty to ensure that their property is reasonably safe for anyone who enters. That means that property owners have to make sure that their property is free of hazards to anyone on the property.