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ARTICLE · 22 AUGUST 2019

Ontario Government Moving Towards Further Auto Insurance Reforms

Siskinds LLP
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On April 11, 2019, the Ontario Provincial Government released the "Putting Drivers First" blueprint, which proposes a series of reforms to the auto insurance system in Ontario.

CanadaInsurance
Emily Foreman
Emily Foreman
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On April 11, 2019, the Ontario Provincial Government released the "Putting Drivers First" blueprint, which proposes a series of reforms to the auto insurance system in Ontario. While many details of the plan have yet to be released by the Government, some of the proposed changes include:

  • Allowing insurance companies more flexibility to offer drivers more choices coverage options.
  • Creating a driver care card, which acts like a debit-style card for people who make insurance claims. When an accident occurs, the driver care card will be loaded with money reserved for insurance benefits.
  • Introducing a "care not cash" clause to standard automobile policies in Ontario. This clause would prevent injured individuals from settling their accident benefits claims for a lump sum. Those who are catastrophically injured may be exempted from this change.

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