According to a 2016 poll, less than half of Ontarians were aware
of new auto insurance reforms that came into effect. Yet, the
changes have a deep impact on the amount of coverage available
after an accident.
How Do Reduced Benefits Affect You?
For individuals involved in non-catastrophic accidents, Ontario
auto insurance coverage has been reduced by approximately 24%. With
the exception of those under 18 years old, the time limit for
receiving these benefits has also been cut in half - down from ten
years to five years.
Those who sustain severe impacts such as traumatic brain or
spinal cord injuries are especially affected. Entitlement to
catastrophic benefits has been cut in half. This means that
individuals severely injured in car accidents are entitled much
less in medical and rehabilitation benefits.
