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ARTICLE · 01 SEPTEMBER 2025

Navigating Wildfire Insurance Claims

Wildfires are becoming more frequent and devastating across Canada. Preparation is about protecting your home, your policy, and your rights.

CanadaInsurance

Wildfires are becoming more frequent and devastating across Canada. Preparation is about protecting your home, your policy, and your rights.

With overwhelming changes in the climate, we are now facing more severe impacts of forest fires throughout Canada. These are very challenging times for communities. The recent Mount Underwood Forest Fire had grown to over 3,400 hectares, forcing evacuation alerts, closing roads, and blanketing Vancouver Island, the Gulf Islands, and even the Sunshine Coast in heavy smoke.

The reality is that British Columbia and Alberta see hundreds of wildfires each summer. Being prepared isn't just about having an emergency kit; it's also about understanding the steps to take to prevent risks, reviewing the limits of your policies with your broker to ensure you have adequate coverage in place, and avoiding gaps in your insurance.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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