ARTICLE · 26 JANUARY 2026

Life Insurance: A Practical Guide To Everyone's Least Favourite Topic

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Let's be honest: life insurance isn't fun. It forces us to think about things we'd rather avoid—so it's no surprise, really, that most Canadians aren't covered.

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Let's be honest: life insurance isn't fun. It forces us to think about things we'd rather avoid—so it's no surprise, really, that most Canadians aren't covered.¹ But avoiding life's biggest topics doesn't make them less real. Having the right coverage does.

There are people among us trying to live forever, but so far, at least, results have not varied. That's why it's crucial to protect the financial lives of the people you love by purchasing insurance that will meet their needs.

But how much will they need?

How much is enough?

And, importantly, how much will it cost?

We asked Vancouver-based Lawyers Financial insurance advisor Dave Hodgson the big questions about one of the most important purchases you'll ever make.

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