Legislative Update Report No. 2024-16 Le Bulletin D'actualités Législatives

Ontario's 2026 auto insurance reforms converted most accident benefits from mandatory to optional coverage, creating significant gaps in protection for pedestrians, cyclists, and unlisted drivers. Understanding these changes and taking proactive steps before your policy renewal could mean the difference between comprehensive coverage and devastating financial exposure after an accident.

Ontario is implementing major changes to auto insurance accident benefits starting July 1, 2026, shifting most coverage from mandatory to optional. Income replacement, caregiver benefits...

The Government of British Columbia has published the Restricted Insurance Agent Licence Regulation, introducing a new restricted licensing framework...

On December 18, 2025, the Government of British Columbia introduced the long-awaited restricted licensing framework ("Framework") for businesses that sell insurance products incidental to their primary business activities, such as add-on insurance offered in connection with the sale of vehicles or electronics.

Ontario's Financial Services Regulatory Authority has issued a warning about unlicensed businesses selling Guaranteed Asset Protection (GAP) insurance through vehicle dealerships, leaving consumers potentially unprotected despite paying hundreds of dollars for coverage. The regulatory body has identified cases where GAP products reference insurers that never actually underwrote the policies, and is now taking enforcement action against violators while monitoring the market for compliance with licensing requ

If you put winter tires on your car this winter, your insurance company owes you a discount. The announcement was made by the Ontario government on October 14, 2015. As of January 1, 2016, all insurance companies operating in Ontario are required to provide a discount to their policyholders using winter tires. The announcement was made by the Ontario government on October 14, 2015. As of January 1, 2016, all insurance companies operating in Ontario are required to provide a discount to their

The Ontario Ministry of Finance (MOF) is proposing to amend the Insurance Act to introduce a new licensing framework to regulate life and health (L&H) managing general agents (MGAs) in the province.

On December 18, 2025, the Government of British Columbia announced a new restricted licencing framework for businesses that sell incidental or add-on insurance products, with the framework taking effect on January 1, 2027.

Canada's Department of Finance has released draft regulations that could transform how federally regulated insurers invest in and partner with insurtechs. The proposed framework would allow insurers to acquire control of businesses deriving at least 60% of revenue from financial services activities, potentially opening new capital and partnership opportunities for technology-focused insurance companies.

Insurance regulation in Canada has seen significant activity in 2026, with both federal and provincial regulators advancing new frameworks and priorities. The Office of the Superintendent of Financial Institutions continues to build on its annual risk outlook while provincial regulators focus on licensing frameworks and consumer protection in insurance distribution.

Canada and the United States have escalated their trade war with new retaliatory tariffs and import prohibitions taking effect in September 2026. What specific goods are now subject to these measures, and how do the complex layers of tariffs interact to impact cross-border commerce? This comprehensive analysis breaks down the latest developments in the deteriorating Canada-U.S. economic relationship.

Canada's new Productivity Mega Deduction permanently provides immediate expensing for a wide range of depreciable property and Canadian development expenses, dramatically expanding the scope beyond the previously announced Productivity Super Deduction. The measure aims to reduce Canada's marginal effective tax rate on new business investment to 6.4%, positioning it as the lowest among major economies and less than half the U.S. rate.

Consumer protection reforms in Québec, Ontario, British Columbia, and New Brunswick will require many suppliers to update online sales practices in 2026.

The Ontario Ministry of Labour has announced that inspectors will be conducting safety inspection blitzes, targetting the industrial and construction sector.

The Government of Canada has launched its highly anticipated Defence Drone Initiative to accelerate the development, testing, production and procurement of Canadian uncrewed and autonomous systems for the Canadian Armed Forces and the Canadian Coast Guard.

As Canada and the United States escalate their trade dispute with new retaliatory tariffs, businesses face mounting compliance challenges across multiple sectors. This analysis examines the comprehensive tariff landscape affecting bilateral trade, including Canada's September 8, 2026 surtaxes on U.S. imports and the corresponding American section 338 tariffs, detailing rates, exemptions, and the legal frameworks governing these measures.

Bill 10 requires merchants to provide clear cancellation options, end-of-trial notices and transparent fee disclosures for subscriptions.

September 2026 has seen significant announcements in the renewable energy space across the country. Alberta is set to introduce a new solar panel recycling program that has drawn industry criticism

The Canada Revenue Agency has announced a new priority system for advance income tax ruling requests, targeting investments of at least $1 billion in Canada. This initiative aims to accelerate the tax certainty process for major investors by reducing processing times and providing binding guidance on how specific Income Tax Act provisions apply to proposed transactions.

Legislative Update Report No. 2026-18 Le Bulletin d’actualités législatives