Fraudulent Statements: Always A Question Of Credibility… And Of Interest!

In a recent judgment, the Court of Appeal reviews and confirms the Superior Court's decision in Paul-Hus v. Sun Life Assurance Company, which was commented on in our newsletter of October 31, 2023.

Review of the facts

On March 13, 2015, Automobiles Illimitées, of which the applicant Paul-Hus is the sole shareholder, applied for a critical illness policy with Sun Life. The insured was the applicant, and the beneficiary was Automobiles Illimitées.

On March 17, 2015, during a telephone interview, Paul-Hus was asked questions about his lifestyle, state of health and medical history. As he mentioned nothing of significance, Sun Life approved his application and issued the policy.