Case citation: Wong
v. Aviva Insurance Company of Canada, 2024 ONSC 1111
The recent ruling by the Ontario Supreme Court in Wong v.
Aviva Insurance Company of Canada, 2024 ONSC 1111 carries
significant implications for insurers and drivers alike. The
decision, stemming from a motor vehicle accident in March 2019,
underscores the importance for insurers to carefully navigate
policy breaches discovered mid-litigation and highlights the severe
repercussions for individuals who mislead their insurance
providers. In this case, Aviva Insurance Company of Canada
uncovered a collusion between their insured, her daughter, and the
opposing driver to conceal the true identity of the at-fault party
two years post-accident. The Court's ruling not only provides
invaluable guidance for insurers grappling with similar policy
violations uncovered after committing to defend their insured, but
also issues a stark warning to motorists regarding the grave
consequences of dishonesty with