Whether you are on a holiday, need a set of wheels to get around
town, or renting a truck to move, you are always faced with the
question, "do I need rentalcar insurance"? Most Canadians
believe that their credit cards have automobile insurance included.
This is not always the case. Only certain credit cards have car
insurance coverage. Before renting any vehicle, if you intend to
use the insurance on your credit card, you must first
confirm that your credit card in fact has
insurance coverage.
Even if your credit card has auto rental insurance, you
are only covered for certain things. Generally you are
covered for damage to the vehicle, replacement if it is stolen and
towing. You are not covered for damage to the other person's
vehicle, injuries to its occupants, injuries to a pedestrian should
you strike one, or other third party damaged property. There are no
accident benefits for you or your car's occupants. In order to
get coverage for those things you must buy
