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ARTICLE · 12 MARCH 2024

Court Of Appeal Weighs In On Insurance Coverage Issues Over Multiple Policy Years

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On February 27, 2024, the Ontario Court of Appeal delivered its decision in Loblaw Companies Limited v. Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145...

CanadaInsurance
Chris Blom
Chris Blom
Sean McGarry
Sean McGarry
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On February 27, 2024, the Ontario Court of Appeal delivered its decision in Loblaw Companies Limited v. Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145, which involved a variety of coverage issues in the context of a class action.

This comprehensive decision on coverage will be influential in Ontario coverage matters, particularly in cases involving the application of multiple policies over different policy periods, although many aspects of the case were influenced by the unique factual circumstances.

BACKGROUND

Class actions were commenced in British Columbia, Alberta, Ontario and Quebec against Loblaw Companies Limited ("Loblaw"), Shoppers Drug Mart Inc. ("SDM") and Sanis Health Inc. ("Sanis"), in relation to the manufacture, distribution and sale of opioid drugs in Canada from 1996, when Purdue Pharma began to sell OxyContin.

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