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ARTICLE · 03 JANUARY 2019

Case Summary: Dion v Security National Insurance Company

A claim for diminished value of a vehicle repaired after an accident is not covered under Section C of the Alberta Standard Auto Policy, SPF No. 1.

CanadaInsurance

INSURANCE ISSUES

A claim for diminished value of a vehicle repaired after an accident is not covered under Section C of the Alberta Standard Auto Policy, SPF No. 1.

Dion v Security National Insurance Company, 2018 ABPC 242

FACTS AND ISSUES:

The Plaintiff Dion was insured by the Defendant, Security National Insurance Company (SNIC) pursuant to an Alberta Standard Automobile Policy S.P.F. No. 1, which provided insurance coverage to the Dion for a 2008 Cadillac Escalade SUV. Dion, while driving the insured vehicle, was involved in a collision with a moose on September 6, 2015, between Fox Creek and Valleyview, Alberta. Dion's vehicle was damaged, and SNIC undertook and paid for repairs to the vehicle. Dion claimed that the repairs done to the vehicle were inadequate, and also claimed that he had suffered additional loss by way of diminished value of his vehicle as a result of it having been involved in this accident. He also claimed for additional mileage, other

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