Disability insurance is designed to give the working population
comfort and peace of mind. Whether you are covered through group or
private disability insurance, you expect and rely on the fact that
you will receive income replacement assistance from these insurance
policies if you become disabled from working.
While some individuals may sustain a disability after an
unfortunate event, such as a car accident, slip, and fall, or
medical malpractice, others may suffer from a chronic illness that
worsens over time. No matter how a person's disability arose,
they may be entitled to disability insurance.
Unfortunately, disability insurers often unreasonably deny the
payment of benefits to claimants who are legitimately disabled and
whose disabilities are supported and well-documented by their
treating health practitioners. Similarly, disability carriers will
often prematurely terminate disability benefits. At the same time,
the claimant remains totally disabled
