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ARTICLE · 28 JANUARY 2026

2025 Year In Review In Insurance

McCarthy Tétrault
McCarthy Tétrault
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McCarthy Tétrault

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As anticipated in our 2024 Year in Review, there were several developments in the regulation of the insurance sector in Canada in 2025.

CanadaInsurance

As anticipated in our 2024 Year in Review, there were several developments in the regulation of the insurance sector in Canada in 2025. This article provides a recap of some of the substantial changes that were made to the regulation of insurers and insurance intermediaries in Canada in 2025 and will highlight some issues that we will be watching in 2026.

Regulatory Changes

Federal Regulators

a. CISRO Issues Guideline for Principles-Based Approach to Boost Adjuster Mobility During Natural Catastrophes

On August 14, 2025, the Canadian Insurance Services Regulatory Organizations ("CISRO") introduced a new set of seven principles aimed at improving the efficiency and flexibility of adjuster licencing in response to catastrophic events within Canada's insurance industry. With natural disasters such as wildfires, floods, and severe storms becoming more frequent and intense, these guidelines offer regulators a structured approach to authorize qualified adjusters

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