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ARTICLE · 01 APRIL 2026

More Capital, Less Friction: Rethinking OSFI Rules For Canadian Growth

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The C.D. Howe Institute established the Task Force on Office of the Superintendent of Financial Institutions (OSFI) Prudential Requirements and Business Lending (the Task Force) in response to several...

CanadaFinance and Banking
Blair Keefe
Blair Keefe
Eli Monas
Eli Monas
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The C.D. Howe Institute established the Task Force on Office of the Superintendent of Financial Institutions (OSFI) Prudential Requirements and Business Lending (the Task Force) in response to several OSFI statements issued in the fall of 20251. The Task Force released its final report today, entitled “Rethinking Prudential Rules to Strengthen Canada’s Economy Through Improved Business Lending” (the Report), which details near-term and longer-term adjustments that OSFI could institute to improve the flow of credit to Canadian businesses. These changes, if implemented, could meaningfully impact the availability of credit to small and medium-sized enterprises (SME). A full copy of the Report is available from the C.D. Howe Institute.

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