In an earlier
article in this series, I explained that people with mental
health conditions could be eligible for disability benefits in
their workplace. But what about other conditions? What other types
of disabilities are covered by short and/or long-term disability
(LTD) benefits?
As I've mentioned, the specific policy that you have will
dictate the coverage offered. However, there is usually a broad
range of disabilities that are covered by most insurance policies.
Some include the following:
Fibromyalgia and Chronic Fatigue Syndrome
Fibromyalgia is a common condition which affects 2% of Canadians, primarily women (80 to 90%),
as well as men, teenagers and children.
Fibromyalgia affects the central nervous system and manifests
through symptoms of pain in one or more parts of one's body.
The severity and location of that pain can vary depending on the
day or time – and the person it affects. People suffering
with fibromyalgia also often experience other
