COVID-19: Business Interruption – Are You Covered?

While it has been "business as usual" for some Canadian companies and organizations, with employees working from home, many industries have been forced to cease operations or operate at reduced capacities. To this end, last March, the Ontario government published a list of businesses classified as "essential", ordering all other workplaces to close their doors. Thereafter, on April 3, 2020, the office of the Premier published a news release that the Ontario government was "reducing the list of businesses classified as essential and ordering more workplaces to close. This measure is necessary to prevent the spread of COVID-19 and protect the health of the people of Ontario while ensuring that necessary goods and services remain available."¹