ARTICLE · 26 MAY 2021

Unable to work? You might be able to claim on your super insurance

Stacks Law Firm

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What does super insurance cover? It is wise to get professional help with your claim?

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Many people who are suffering hardship are unaware they could get financial assistance through their super insurance. Often hidden in the fine print on your superannuation statement, it's easy to miss, especially as you don't arrange the insurance. Instead, the premium is automatically deducted from your super account.

What does super insurance cover?

Your super insurance will include death cover, total and permanent disability cover (TPD) and income protection. (See the government's Moneysmart website, Insurance Through Super.)

Death cover pays a lump sum or income stream to your beneficiaries when you die, or if you are diagnosed with a terminal illness.

TPD cover pays a benefit if you become seriously disabled and are unlikely to work again.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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