Background
Quad bikes and motorbikes are a popular and vital farming tool.
Unless they are used carefully, they can also present risks to
users which farm owners and operators must address. In this
article, we look at how these risks have materialised and explore
the available risk management and insurance solutions that can
minimise and protect farmers and farm operators from liability
arising from motorbike and quad bike incidents.
Safety statistics
Serious incidents involving quad bikes in particular are
unfortunately now relatively common. In the last decade, around
half of all fatalities have been work related. The statistics show
that the key risks involving quad bikes relate to: