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ARTICLE · 03 DECEMBER 2014

On yer bike?: insurance cover for cyclists

The cyclist was awarded over $1.6 million damages after being knocked down by another cyclist and then run over by a car.

AustraliaInsurance

The case of Franklin v Blick [2014] ACTSC 273 should be enough to send a shudder down the spine of all those lycra-clad cyclist we see on our roads nowadays (the writer being one of them – although eschewing the wearing of lycra).

On 30 October 2014, the plaintiff in this case was awarded over $1.6 million after being knocked off his bicycle by another cyclist and then being run over by a car.

He had been in a dedicated cycleway at the time. The defendant was riding in the same cycleway and direction, but was slightly in front of and to the left of the plaintiff. The bicycle ridden by the defendant hit a piece of wood on the road, causing the defendant to veer and collide with the plaintiff. The plaintiff then fell from his bicycle onto the road in the motor vehicle lane, and was struck by a car. There was no suggestion the driver of the car was negligent. The plaintiff suffered significant injuries, and claimed damages from the defendant on the basis that his

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