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ARTICLE · 22 JUNE 2012

Life insurance: Original policy documents critical

A discussion of Public Trustee v Lumley Life Ltd and Ors [2012] QSC 61.

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Public Trustee v Lumley Life Ltd and Ors [2012] QSC 61

In December 1999, Davinder Dother and his wife Julie purchased a life insurance policy from Lumley. Davinder killed Julie in January 2001 and was convicted of her manslaughter in 2002.

In 2003, the Public Trustee obtained an order to administer Julie's estate. In doing so, it adopted a claim under the policy made by the couple's children as beneficiaries of the estate. It was common ground that any claim by Davinder under either the policy or the will was forfeited by reason of public policy.

Lumley asked for the production of a number of documents, including the original policy of insurance. Although the Public Trustee's records did not reveal when it obtained the policy, it is clear that the Public Trustee held the original document. However, despite a number of requests, the Trustee did not produce the policy to Lumley.

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