Carter Perry Bailey LLP > London, England > Firm Profile

Carter Perry Bailey LLP

Insurance > Insurance and reinsurance litigation Tier 3

Specialist boutique Carter Perry Bailey LLP is home to insurance and reinsurance experts that have been active in disputes between various insurance entities, including insurers, reinsurers, coverholders, brokers and regulators. The firm continues to be an exclusive UK member of Insuralex, boosting its significant presence on the international stage. Practice head Stephen Carter handles a broad range of London market and international insurance disputes, with a particular specialism in reinsurance and coverage. Bernadette Bailey is a regular advisor on direct insurance coverage and defence to property/casualty, industrial injury, public liability and professional indemnity claims; the latter is an area in which Simon Thomas further excels. For life, accident and health insurance, Helen Tilley is an essential contact.

Practice head(s):

Stephen Carter

Other key lawyers:

Bernadette Bailey; Helen Tilley; Simon Thomas; Mark Aizlewood; Dean De Cesare


‘Helen Tilley has exceptional knowledge of life and health insurance and a particular awareness of the various sensitivities that arise.’

‘The team is efficient, motivated, astute and reliable.’

‘Stephen Carter is an individual with a very professional attitude. He is very reliable and always conducts himself with his client’s interests as priority in any work he undertakes on their behalf.’

‘Great team with a high degree of partner engagement, and real fight. Routinely hit above their boutique weight.’

‘Mark Aizlewood is simply excellent. A real fighter.’

‘Bernadette Bailey takes a real interest in her clients and their needs to the extent of investigating multiple angles.’

‘Very skilled in insurance and reinsurance.’

‘Stephen Carter has a profound knowledge of the insurance and reinsurance sector.’

Key clients

Allianz IARD

CIG Pannonia First Hungarian Insurance Co

HDI Gerling Insurance

Maas Lloyd Schadeverzekerings/Hampden Insurance NV


Nexus Underwriting

Oceva Risk Solutions

Partner Re Ireland DAC

Patria Re

SCOR Global Life

Work highlights

  • Advising an overseas insurer on a claim for life-changing injuries to an English tourist whilst holidaying.
  • Acting for overseas insurers in relation to claims under War Risks Reinsurance Contracts.
  • Advising English coverholders on claims made by various overseas insurers in relation to commissions.

Insurance > Insurance: corporate and regulatory Tier 5

Carter Perry Bailey LLP are an insurance and reinsurance boutique that ‘do what they do very well’, with the practice head Stephen Carter encapsulating the wider practice in his mixed contentious and non-contentious expertise in the insurance space, with experience handling contract construction, regulatory mandates, and the drafting of insurance documents. Bernadette Bailey has a similarly diverse practice, working particularly with brokers on regulatory issues.

Practice head(s):

Stephen Carter

Other key lawyers:


‘A highly experienced team that is focused on their clients’ needs.’

‘Stephen Carter in particular continues to provide balanced/commercial advice. He will tell you if you have got it wrong, or if your case doesn’t stack up and is tenacious when it comes to litigation.’

‘The firm goes above and beyond market standards to ensure the clients interests are fully served. This helps to establish both a long term relationship with its clients and offers clients the satisfaction that they are in good hands with a robust and experienced legal team. This is all achieved through close understanding of the clients problem and a willingness and professionalism to achieve the desired results. No stone is left unturned.’

‘Stephen Carter and Bernadette Bailey are very practical and capable individuals as well as being very focused on providing added benefit to clients. Easy to get hold off and down to earth partners. They do what they do very well.’

Key clients

Community Re

G-Force Insurance Brokers

Patria Re

Norwich Group

Litmus Analysis Limited

NDI Insurance Brokers

Sande Investments

Oldham Council

Shareholders of Helodrium Limited

Genesis Insurance Brokers

Work highlights

  • Acting in the sale of a UK broker/coverholders to an overseas insurance company.
  • Acting in the sale of a UK insurance consultancy and broking company to an overseas purchaser.
  • Acting for a UK investor in the acquisition of an interest in a UK insurance broker.

Insurance > Professional negligence Tier 5

Carter Perry Bailey LLP is a boutique firm which covers a wide range of professional negligence services, including defence and coverage advice for professionals, claimant advice for insurance entities, and professional indemnity advice for corporations and public authorities. The firm benefits from strong relationships with numerous overseas firms, and as such act on a highly international portfolio of matters. Stephen Carter specialises in coverage and reinsurance, and co-leads the department alongside Mark Aizlewood, who has expertise in professional indemnity policies, financial institutions' insurance, and D&O policies.

Practice head(s):

Mark Aizlewood; Stephen Carter


‘Great team with a high degree of partner engagement, and real fight. Routinely hit above their boutique weight.’

‘Mark Aizlewood is simply excellent. A real fighter. Stephen Carter knows everything there is to know about insurance and reinsurance, and associated professional negligence litigation – such as against brokers.

‘Niche Insurance practice which offers a top rate service.’

‘Mark Aizlewood is an extremely competent pair of hands and a very personable approach. You feel he really cares about delivering a good result.’

‘Small boutique outfit who offer a bespoke service.’

‘Simon Thomas and Mark Aizlewood are top-notch. Personable, friendly, and responsive.’

Key clients

Nexus Claims Management

Compre Group

Partner Re Ireland Insurance Ltd

NPA Insurance Company

Work highlights

  • Providing coverage advice to Qualifying Insurers as to the application of the Successor Practice Rules under the Minimum Terms for Solicitors.
  • Defending a £12m claim on behalf of auditors’ insurers arising from alleged fraudulent conduct (ghost employee fraud) of the former finance director.
  • Pursuing a claim for negligence and breach of warranty of authority on behalf of an insurer against its broker arising from the placement of a reinsurance treaty.

Carter Perry Bailey LLP (CPB) is one of the leading boutique insurance and reinsurance practices in the UK and the international market. Expertise includes reinsurance, insurance claims and coverage, insurance defence, commercial and regulatory advice drafting and transactional work. The firm has represented UK and international insurers and reinsurers, Lloyd’s syndicates, brokers, agents, run-off managers and others involved in insurance and reinsurance transactions and disputes. CPB also acts in international commercial disputes, including international arbitration, and in trust and fiduciary disputes.

The firm: CPB was formed in 2009. Its partners are all experienced professionals in the international insurance and reinsurance marketplace. All have worked with large City firms and share a desire to provide high-quality specialist service in a modern and innovative boutique environment.

Much of CPB’s work is international, a capability uniquely enhanced by being the exclusive UK member of Insuralex, the leading international grouping of independent law firms with specialisms in insurance and reinsurance law, covering more than 50 jurisdictions worldwide. CPB’s partners are also active in other international legal organisations, including the International Association of Defense Counsel (of which Bill Perry is a past president), the Federation of Defense and Corporate Counsel (of which Stephen Carter is a vice-chair of the international section and past chair of the reinsurance section), the Association of Defense Trial Attorneys, British Institute of International and Comparative Law and the Chartered Institute of Arbitrators. CPB’s lawyers also include members of the Association of Contentious Trust & Probate Solicitors, the Institute of Art & Law, the British Insurance Law Association, the Chartered Insurance Institute, the Insurance & Reinsurance Legacy Association and the Association of Insurance & Reinsurance Service Providers (of which Bill Perry is current chairman).

Types of work undertaken
Insurance and reinsurance contentious: CPB acts in insurance and reinsurance disputes, including complex international litigation and arbitration. In reinsurance CPB acts in proportional and non-proportional risks, both facultative and treaty. Insurance coverage involves a wide variety of classes of business, including property/casualty, professional indemnity, D&O, BBB, credit, cyber, business interruption, fine art and specie, construction, marine, general aviation, contingency, EL, PL and life and health. Insurance defence work includes a range of business areas, such as professional and financial risks, public liability, industrial injury and fine art.

Professional and financial liability: expertise includes solicitors, barristers, brokers, property agents, surveyors, valuers, accountants, directors and officers, banks, financial advisors, insurance professionals, construction professionals, trustees and executors, dentists, galleries and auction houses.

Insurance and reinsurance non-contentious: CPB’s non-contentious work includes advising on the establishment of brokers and insurers in the UK, drafting insurance/reinsurance documentation (including ART/ILS-related), agency agreements, advice on FSMA 2000 Part VII transfers of business and run-off issues, regulatory advice and representation, sales and purchases of companies, brokers and portfolios, as well as in other transactional matters including warranty and indemnity provisions in corporate M&A work. CPB has also been instructed to assist corporate law firms in relation to the specialist insurance aspects of transactions that they act in.

Trust and fiduciary disputes: this work can involve the breakdown of relationships between family members, beneficiaries, trustees and advisers, often with large sums at stake and multi-jurisdictional involvements. Expertise ranges from issues of mental capacity to execute wills to international disputes involving the suitability of complex debt instruments as trust investments and proper administration of extensive international trust assets.

Trade and commerce: CPB also acts for domestic and overseas corporations in international commercial arbitration and commercial litigation. The firm acts for companies involved in commerce and international trade-related disputes.

Department Name Email Telephone
Managing partner Stephen Carter 020 3697 1902
Partner Bernadette Bailey 020 3697 1903
Photo Name Position Profile
Stephen Carter photo Stephen Carter Partner
Number of UK partners : 5
Number of other UK fee-earners : 12
- APEBI Moroccan Federation of Information Technology
Insuralex (Global Insurance Lawyers Group)
British Institute of International and Comparative Law (BIICL)
FDCC – Federation of Defense & Corporate Counsel
International Association of Defense Counsel (iADC)
Association Internationale de Droit des Assurances (AIDA)
Association of Contentious Trust and Probate Solicitors
Chartered Insitute of Arbitrators