Carter Perry Bailey LLP > London, England > Firm Profile

Carter Perry Bailey LLP

Insurance > Insurance and reinsurance litigation Tier 3

Specialist boutique Carter Perry Bailey LLP acts for insurers, reinsurers and brokers in cross-border disputes involving property, construction, public liability and industrial injury claims. Stephen Carter, who is praised for his ‘great capability to provide deep expertise’ in a wide range of insurance and reinsurance disputes, jointly heads up the practice alongside Bernadette Bailey who handles direct insurance claims and ensures ‘no stone is left unturned’. Helen Tilley has particular expertise in life, accident and health insurance matters.

Practice head(s):

Stephen Carter

Other key lawyers:


‘Stephen Carter – easy and pleasant to work with, very analytical, great capability to provide deep expertise and opinion even in spontaneous discussion. When it comes to international reinsurance, often lawyers have either good grasp of the academic side or grasp of the practical business aspects, but rarely both. To find a lawyer who has command of both is a rare treat. Stephen was immediately on point without needing any further introduction to either practices or the theory and I see him as a thought-leader in his field.’

‘ Helen Tilley is a very capable and experienced specialist in life and health insurance.’

‘Bernadette Bailey is always heavily personally invested in delivering a positive outcome for her clients. Whether seeking to resolve a dispute, or building and presenting a case for trial, no stone is left unturned. Whatever the circumstances Bernadette never loses sight of the bigger picture and seeks to achieve a commercial result that best meets the objectives of the client.’

‘Stephen Carter – excellent professional, but at the same time kind.  Bernadette Bailey, aggressive and determined but always very conscious when to start negotiating an out of court solution. A very rare but useful mix.’

Key clients

Allianz IARD

Community Reinsurance Corporation

HDI Gerling Insurance

Partner Re

Lime Street Insurance Brokers

Maas Lloyd Schadeverzekerings/ Hampden Insurance NV


NDI Insurance & Reinsurance Brokers

Nexus Underwriting

Ulysse Re

Work highlights

  • Represented Sande Investments and eight other defendants in a case brought by Equitas in the Commercial Court.
  • Defended HDI Gerling in a claim on the grounds of fundamental dishonesty in the making of the claim.

Insurance > Insurance: corporate and regulatory Tier 4

Carter Perry Bailey LLP is a specialist insurance and reinsurance boutique, whose membership of the global network Insuralex makes it well-placed to advises overseas-based clients. The team is experienced in acting for clients from the Americas, Asia Pacific and Europe, and is noted for its focus on regulatory and transactional work. Managing partner Stephen Carter leads the group, which includes Helen Tilley and Bernadette Bailey.

Practice head(s):

Stephen Carter

Other key lawyers:

Bernadette Bailey; Helen Tilley; Hugh Bohling; Joseph Sutton; Anthony Rose; Samantha Zaozirny


A deep understanding of their clients’ market. Straightforward, commercial advice and always with the client’s best interests at heart.

While all the partners in the firm are experienced and provide great service, Stephen Carter is particularly quick at getting to the heart of the matter, provides no-nonsense advice (even if it isn’t what you might have wanted to hear) and displays commercial nous that is particularly valued by clients.’

Carter Perry Bailey has experts who understand a variety of industries and how they can assist the best way possible. For us, their competency on the legal aspects of reinsurance matters, punctuality in correspondence and attention to detail were the outstanding elements of our experience when engaging with them.’

Key clients

Hampden Group

G-Force Insurance Brokers

Patria Re (Mexico)

Pareto Re

Litmus Analysis Limited

NDI Insurance Brokers

Lime Street Broking Group

Pardus Underwriting

Helodrium Limited

NPA Insurance Company

Work highlights

  • Advising a client on structures, regulatory compliance issues and the contractual arrangements for underwriting, management, administration and claims.
  • Advising an insurance broker on contract wordings and compliance in relation to the broking business of a new insurance and its website offering.
  • Advice to an insurer on the drafting of policies.

Insurance > Professional negligence Tier 5

The USP of Carter Perry Bailey LLP 's niche practice is 'the involvement and genuine thought given to cases by the partners,' according to one client. The firm counts insurers, reinsuers, brokers, financial institutions and corporates among its client base and advises across a breadth of work from defence and coverage to claimant matters.  Mark Aizlewood and Stephen Carter co-lead the team.

Practice head(s):

Mark Aizlewood; Stephen Carter

Other key lawyers:

Simon Thomas; Samantha Zaozirny


‘The USP is the involvement and genuine thought given to cases by the partners.’

‘Because Carter Perry Bailey LLP is a small practice, the partners are hands on and it is easier to establish a meaningful working relationship with the fee earner. There is definitely added value if a close working relationship between client and the fee earner can be established.’

‘I work predominantly with Mark Aizlewood and Stephen Carter. Both are excellent. Stephen has a uniquely thorough knowledge of insurance law, and practice, and is both robust and pragmatic. Mark is a softly-spoken fighter, who you would want in your corner; he is excellent for both straight insurance, and professional negligence.’

Key clients

Syria Arab Insurance Company

Balva Insurance Company AAS

PartnerRe Ireland Insurance Ltd

Maas Lloyd Schadeverzekeringsmaatschappij NV

Compre Group

Nexus Claims Management

NPA Insurance Company


Towerbridge Group

Work highlights

  • Advising Nexus Claims Management on coverage issues in connection with a cross-border claim arising from investment advisers misappropriating client funds, with proceedings having been commenced in the US.
  • Advising a financial services firm and Insurers following an alleged underpayment of £10m VAT on international swap transactions; claims are being raised in the US and France.
  • Assisting insurers and a policyholder to defend an £8m claim brought against insurance brokers following rejection of a substantial claim following a fire at the Claimant’s business premises.

Carter Perry Bailey LLP (CPB) is one of the leading boutique insurance and reinsurance practices in the UK and the international market. Expertise includes reinsurance, insurance claims and coverage, insurance defence, commercial and regulatory advice drafting and transactional work. The firm has represented UK and international insurers and reinsurers, Lloyd’s syndicates, brokers, agents, run-off managers and others involved in insurance and reinsurance transactions and disputes. CPB also acts in international commercial disputes, including international arbitration, and in trust and fiduciary disputes.

The firm: CPB was formed in 2009. Its partners are all experienced professionals in the international insurance and reinsurance marketplace. All have worked with large City firms and share a desire to provide high-quality specialist service in a modern and innovative boutique environment.

Much of CPB’s work is international, a capability uniquely enhanced by being the exclusive UK member of Insuralex, the leading international grouping of independent law firms with specialisms in insurance and reinsurance law, covering more than 50 jurisdictions worldwide. CPB’s partners are also active in other international legal organisations, including the International Association of Defense Counsel (of which Bill Perry is a past president), the Federation of Defense and Corporate Counsel (of which Stephen Carter is a vice-chair of the international section and past chair of the reinsurance section), the Association of Defense Trial Attorneys, British Institute of International and Comparative Law and the Chartered Institute of Arbitrators. CPB’s lawyers also include members of the Association of Contentious Trust & Probate Solicitors, the Institute of Art & Law, the British Insurance Law Association, the Chartered Insurance Institute, the Insurance & Reinsurance Legacy Association and the Association of Insurance & Reinsurance Service Providers (of which Bill Perry is current chairman).

Types of work undertaken
Insurance and reinsurance contentious: CPB acts in insurance and reinsurance disputes, including complex international litigation and arbitration. In reinsurance CPB acts in proportional and non-proportional risks, both facultative and treaty. Insurance coverage involves a wide variety of classes of business, including property/casualty, professional indemnity, D&O, BBB, credit, cyber, business interruption, fine art and specie, construction, marine, general aviation, contingency, EL, PL and life and health. Insurance defence work includes a range of business areas, such as professional and financial risks, public liability, industrial injury and fine art.

Professional and financial liability: expertise includes solicitors, barristers, brokers, property agents, surveyors, valuers, accountants, directors and officers, banks, financial advisors, insurance professionals, construction professionals, trustees and executors, dentists, galleries and auction houses.

Insurance and reinsurance non-contentious: CPB’s non-contentious work includes advising on the establishment of brokers and insurers in the UK, drafting insurance/reinsurance documentation (including ART/ILS-related), agency agreements, advice on FSMA 2000 Part VII transfers of business and run-off issues, regulatory advice and representation, sales and purchases of companies, brokers and portfolios, as well as in other transactional matters including warranty and indemnity provisions in corporate M&A work. CPB has also been instructed to assist corporate law firms in relation to the specialist insurance aspects of transactions that they act in.

Trust and fiduciary disputes: this work can involve the breakdown of relationships between family members, beneficiaries, trustees and advisers, often with large sums at stake and multi-jurisdictional involvements. Expertise ranges from issues of mental capacity to execute wills to international disputes involving the suitability of complex debt instruments as trust investments and proper administration of extensive international trust assets.

Trade and commerce: CPB also acts for domestic and overseas corporations in international commercial arbitration and commercial litigation. The firm acts for companies involved in commerce and international trade-related disputes.

Managing partner Stephen CarterStephen.carter@cpblaw.com020 3697 1902
Partner Bernadette BaileyBernadette.bailey@cpblaw.com020 3697 1903
Stephen Carter photo Stephen CarterPartner
Number of UK partners : 5
Number of other UK fee-earners : 12
- APEBI Moroccan Federation of Information Technology
Insuralex (Global Insurance Lawyers Group)
British Institute of International and Comparative Law (BIICL)
FDCC – Federation of Defense & Corporate Counsel
International Association of Defense Counsel (iADC)
Association Internationale de Droit des Assurances (AIDA)
Association of Contentious Trust and Probate Solicitors
Chartered Insitute of Arbitrators