Cohen Ziffer Frenchman & McKenna

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Joshua Blosveren

Joshua L. Blosveren has a long record of successful advocacy in highly visible and valuable commercial disputes. Josh’s work includes representing domestic and international clients in a diverse range of complex business litigation matters, including insurance recovery for policyholders and matters involving commercial disputes, securities claims, FINRA arbitrations, intellectual property, and civil RICO. Josh’s insurance recovery practice encompasses advising and representing clients in connection with a wide array of policies and coverages, including general liability, directors & officers, errors & omissions, media, property, business interruption, representation & warranty, cyber, cargo & storage, fidelity & crime, and food & beverage. Josh has successfully litigated and tried cases and argued appeals in numerous state and federal courts and arbitral forums. Recently, he secured a win for Syngenta at the Delaware Superior Court in a long-running coverage dispute arising from underlying lawsuits alleging bodily injury from exposure to the herbicide paraquat. In an important ruling for policyholders, the court narrowly construed a pre-1985 pollution exclusion, limiting it to traditional environmental pollution and rejecting the insurer’s attempt to expand it to product-use claims.

Andrew Bourne

Andrew Bourne has helped clients obtain hundreds of millions of dollars in insurance proceeds and other recoveries. He represents corporate and individual policyholders in federal and state courts and litigates significant and cutting-edge cases involving a wide range of insurance contracts, including cases that involve commercial general liability, directors and officers, errors and omissions, property and business interruption, professional liability, and multimedia errors and omissions policies, as well as fidelity bonds. Advocating for corporate and individual policyholders in federal and state courts across the country, Andrew draws on nearly two decades of insurance industry-related legal experience. With his deep knowledge of various jurisdictions, he considers the circumstances of each case and brings lawsuits in the venues that are most advantageous. On the front end, Andrew helps clients avoid pitfalls by thoroughly analyzing their policies to ensure they contain complete information. He carefully identifies any potential traps such as intentionally buried language that would eventually allow an insurance company to avoid paying on claims. Andrew has successfully litigated and tried cases and argued appeals in numerous courts and arbitral forums. For example, Andrew secured a complete victory for a policyholder in a multimillion-dollar claim under a cargo insurance policy, which included coverage for certain attorneys’ fees under the policy’s “Sue and Labor” provision, which was unanimously affirmed by an appellate court. In another groundbreaking case, Andrew secured a significant appellate decision for New York policyholders, clarifying – for the first time – the minimal standard needed to plead a bad faith claim and confirming that New York recognizes that a policyholder may assert a claim for damages, including attorneys’ fees, arising from an insurance company’s bad faith claims handling. Andrew also recently secured a California federal district court decision finding that policyholder 180 Life Sciences Corp. is entitled to advancement of defense costs for potentially covered claims under a D&O policy. Andrew has been recognized as an Elite Boutique Trailblazer by The National Law Journal and a New York Metro Super Lawyer. He is an associate editor of the American Bar Association’s Tort Trial & Insurance Practice Law Journal and previously served on the New York City Bar Association’s Insurance Committee.

Robin Cohen

In her 30-plus-year career as one of the nation’s foremost litigators, Robin Cohen has consistently taken on—and beaten—the world’s largest insurance companies. Recognized as one of the most effective and innovative insurance lawyers in the world, Robin has recovered over $10 billion for policyholder plaintiffs like Pfizer, Walmart, CBS, Verizon, and AMC. These and other blue-chip corporations repeatedly choose her to secure coverage for catastrophic losses. Among other groundbreaking results, Robin secured the extremely rare reversal of a jury verdict, while representing Conduent State Healthcare in its pursuit of insurance coverage relating to a $236 million Medicaid settlement. The decision was recently upheld by the Delaware Supreme Court. Robin’s work has also established precedent in vital areas of D&O insurance, including a recent major win for Harman International Industries, when the Delaware Supreme Court held that a “bump-up” exclusion in a D&O policy did not bar coverage for Harman’s $28 million settlement of an underlying shareholder class action. Outside the courtroom, Robin focuses on bet-the-company insurance issues that materially impact the bottom line for her clients. Organizations rely on her to address coverage questions stemming from the Covid-19 pandemic, governmental investigations, securities litigation against directors and officers, regulatory developments, and computer system breaches.

Meredith Elkins

Focusing on insurance coverage matters and commercial litigation, Meredith Elkins represents clients at every stage of disputes, including trials and appeals. Her practice is national in scope, with significant experience in state, federal, and appellate courts in Texas, New York, Delaware, and California. An experienced and sophisticated trial lawyer, Meredith’s oral advocacy talents, writing skills, and ability to distill complicated legal issues into clear, comprehensible language give her a major advantage in persuading judges and juries and gaining the best possible outcomes for her clients. Throughout her career, Meredith has secured several groundbreaking victories, including a substantial verdict in a jury trial against several insurers that denied coverage for financial services organization TIAA-CREF following class actions stemming from its software implementation effort. That verdict was affirmed by the Delaware Supreme Court on appeal. In the general liability context, Meredith secured three federal court decisions affirming Chubb’s duty to defend its policyholder CONMED Corp. in a series of toxic tort litigations. Within Cohen Ziffer, Meredith serves as hiring partner. Since the firm’s launch in January 2021, the firm has tripled in size, with Meredith overseeing the recruiting and hiring process of all new attorneys. Notably, nearly half of the firm’s attorneys are female, and more than 30% are otherwise diverse.

Kenneth Frenchman

Recognized as one of the nation’s top insurance coverage lawyers, Kenneth Frenchman has significant experience in insurance coverage litigation and counseling clients on insurance-related issues. He has secured settlements with prominent property and casualty insurers worldwide, recovering more than $4 billion for his clients. Representing policyholders of all sizes, Ken advocates for clients in litigation and arbitrations for damages and declaratory relief because of insurance companies’ breach of contract, bad faith, attempted rescission of policies, and other actions. His practice spans matters involving professional liability, representations and warranties, asbestos, toxic torts, environmental property damage, directors/officers, errors and omissions, sexual abuse, business interruption, intellectual property, crime, and employment. Ken recently secured a landmark victory for Genworth, a financial, retirement, and life insurance company, in a coverage dispute over class action suits arising out of the sale of its long-term care insurance policies. After securing settlements with multiple insurers in the tower, Ken won at the Delaware Superior Court and secured an affirmance from the Delaware Supreme Court, entitling Genworth to recover more than $100 million in total coverage from its professional liability carriers.

Andrea Jung

Andrea Jung represents policyholders in complex insurance coverage disputes, bringing a practice grounded in insurance, securities, and bankruptcy law. She is particularly experienced in representing policyholders following mergers and acquisitions in claims related to breaches of representations and warranties. Andrea’s casework includes representing Walmart in its suit against nearly 40 insurers over coverage for defense costs and settlements tied to 2,400 opioid-related actions. She has also represented Verizon Communications in an appeal before the Delaware Supreme Court on the contested meaning of “Securities Claim” under D&O policies. Before joining Cohen Ziffer, Andrea clerked for Justice Todd Eddins of the Supreme Court of Hawaii, where her work spanned environmental law, administrative law, and questions of policy and public interest. Earlier in her career, she focused on bankruptcy litigation at an Am Law 20 firm. Outside of her insurance practice, Andrea is a committed pro bono lawyer. She secured relief under the Convention Against Torture for one client and represented another in a federal racketeering matter while the client was jailed during the COVID-19 pandemic. She is fluent in English and Korean.

Marc Ladd

Highly regarded for his depth of knowledge and ability to fully understand both the granular details and the big-picture perspectives of a case, Marc Ladd represents and advises large corporate policyholders across the country and around the world on their most significant insurance disputes. Marc draws on his extensive experience handling a wide range of insurance coverage disputes in federal and state courts and other venues. These cases involve first- and third-party property/casualty, insurance broker malpractice, asbestos-related matters, traditional and non-traditional environmental property damage, product liability, D&O and E&O liability, insurance proceeds for trustees in bankruptcy, business interruption, insurer bad faith and consumer protection, and contractor liability, among others. Throughout his career, Marc has secured landmark rulings for his policyholder clients. For instance, in one of the largest insurance actions to arise from Hurricane Sandy, Marc helped secure a New Jersey Supreme Court ruling that entitled New Jersey Transit (NJT) to its full $400 million policy limit. His win for NJT (which he argued at the New Jersey Appellate Division) was one of the first of its kind in the country regarding coverage for named windstorms, and helped a public entity get the coverage it needed for operation. On behalf of Pfizer, Marc has secured key victories in New York (where Marc argued before the Second Circuit) and Delaware, obtaining multiple rulings that the pharmaceutical company’s D&O insurers must cover millions of dollars Pfizer paid to settle a shareholder securities class action lawsuit. On the eve of oral argument on the insurer’s appeal to the Delaware Supreme Court, the matter was successfully settled for Pfizer. In another high-profile matter, Marc represented Philadelphia Energy Solutions (PES) against over 30 carriers in Delaware Bankruptcy Court, where PES was seeking $300 million in coverage resulting from the explosion at the Girard Point Refinery near Philadelphia in June 2019. The carriers settled PES’s claim three days into trial. Additionally, Marc has represented countless clients seeking to obtain the best possible coverage in the market for specialty insurance products, such as insurance for representations and warranties that typically is included with a company’s merger or acquisition, as well as drafting and negotiating policies for contingent risks, including litigation funder insurance and judgment preservation insurance. Marc brings to his practice vast experience in all phases of litigation, from coverage analysis and client counseling to pleadings, written discovery and depositions, motion practice, trial, and eventual settlement. He has received several accolades throughout his career, including recognition as a Leading Litigator by Lawdragon, Rising Star by Law360, Northeast Trailblazer by The American Lawyer, and Next Generation Partner by Legal 500.

Orrie Levy

Orrie Levy brings a notable public sector background in civil and criminal trials and appeals to his national insurance recovery practice. With a focus on directors & officers liability insurance coverage issues, Orrie also handles high-stakes insurance disputes for corporate policyholders relating to property insurance and business interruption policies, professional liability coverage, and disputes arising from indemnification agreements. His results can be valued in the hundreds of millions of dollars. Recently, Orrie secured a major win on the hot issue of “bump-up” exclusions in D&O policies, which insurers have tried to rely on to avoid covering lawsuits that commonly arise after M&A transactions. Harman International Industries settled one such lawsuit for $28 million after its merger with Samsung Electronics, and in the coverage fight that ensued Orrie won a major ruling from the Delaware Superior Court that the contested exclusion did not apply. The decision was upheld by the Delaware Supreme Court in January 2026. In another case involving a directors & officers liability coverage dispute, Orrie secured for Paramount Global (formerly Viacom Inc.) a ruling from the Superior Court of Delaware that Viacom’s insurers cannot avoid covering a $122.5 million settlement resolving a shareholder lawsuit over Viacom’s merger with CBS. Orrie’s briefing and oral argument persuaded Delaware Superior Court Judge Mary Johnston to do something she had never done in 20 years on the bench: set aside a jury verdict. Her decision invalidated a verdict for AIG and against Orrie’s client, Conduent State Healthcare, over a $236 million Medicaid settlement. The Delaware Supreme Court affirmed the groundbreaking decision in February 2025. AIG had defied evidentiary rulings at trial, and the decision Orrie secured will preserve the integrity of the trial system. In a high-profile case touching on a national crisis, Orrie is championing Walmart’s claim for billions of dollars in coverage for opioid-related liability. He recently defeated efforts by dozens of Walmart’s insurers to dismiss the action and earned a ruling establishing Walmart’s right to coverage for defense costs in thousands of opioid-related lawsuits. The court’s January 2024 decision addressed multiple issues of first impression under Arkansas law. Orrie plays an active role in mentoring and overseeing associates and staff at Cohen Ziffer and serves as pro bono coordinator for the firm. He has earned a number of honors for his work on behalf of clients, including recognition as a Rising Star for Insurance by Law360 and a Break Out Awards honoree by Business Insurance.

Keith McKenna

Known for his ardent advocacy in complex, high-stakes cases, Keith McKenna represents corporate policyholders in courts nationwide seeking damages and other relief against insurers. His clients span industries including healthcare, pharmaceuticals, product manufacturing, sports and entertainment, aviation, banking, government services, real estate, online retail and telecommunications. Keith routinely litigates cases involving tens or hundreds of millions of dollars. Some of Keith’s notable work includes securing a landmark ruling for Warren Pumps that entitled it to access hundreds of millions in coverage for asbestos-related liabilities and changed the law on how loss may be allocated among insurance policies. He represents Walmart in its suit against nearly 40 insurers over their refusal to cover defense and indemnity costs incurred in approximately 2,400 underlying actions related to dispensing and distribution of opioids, already securing a ruling that insurers must pay Walmart’s defense against those lawsuits. In another groundbreaking case, Keith achieved the rarest of victories: a ruling setting aside a jury verdict against his client, Conduent State Healthcare—the first jury verdict that Delaware Superior Court Judge Mary Johnston had reversed in nearly 20 years on the bench. That decision was upheld by the Delaware Supreme Court. Keith also won a first-of-its-kind ruling in Delaware that Conduent was entitled to defense costs incurred in responding to a Civil Investigation Demand under its professional liability policy.

Michelle Migdon

With more than two decades of experience representing policyholders in high-stakes insurance litigation, Michelle Migdon has distinguished herself as one of the nation’s foremost advocates in recovery and coverage matters. Her practice focuses on complex disputes where clients have suffered substantial losses, and she brings unmatched tenacity and strategic insight to every case. Michelle’s deep command of D&O, E&O, and professional liability policies, as well as first-party property, business interruption, and a wide array of liability coverage types, makes her an indispensable ally to companies facing resistance from their insurers. Her ability to navigate the nuances of policy language, combined with her courtroom acumen, has led to precedent-setting victories in both trial and appellate courts across the country. In one such matter, Michelle secured a Delaware Supreme Court ruling in favor of AMC Entertainment Holdings, Inc., finding that AMC’s payment of shares to settle a high-profile class action lawsuit brought by AMC’s shareholders satisfied its D&O insurance policy’s definition of “Loss.” This important ruling reaffirms that the policy language matters and establishes a clear precedent that non-traditional forms of settlement payments may qualify as covered Loss under insurance policies, unless the policy specifically states otherwise. Michelle also represented Genworth Financial, Inc. and its subsidiaries in a professional liability coverage dispute involving more than $100 million in defense and settlement costs incurred in three class action lawsuits related to alleged misrepresentations in the sale of long-term care insurance. She helped secure two favorable summary judgment rulings, pre-discovery in 2023 and post-discovery in 2025, defeating key insurer defenses relating to three different policy exclusions and preserving Genworth’s ability to recover fully. In 2026, the Delaware Supreme Court unanimously affirmed a judgment exceeding $50 million in favor of Genworth, reinforcing important limits on insurers’ attempts to rely on broad exclusions to avoid coverage obligations. Earlier in her career, Michelle represented TIAA-CREF in an insurance coverage lawsuit seeking reimbursement from the client’s professional liability insurers of more than $60 million. Michelle obtained summary judgment on a groundbreaking issue by securing coverage for a settlement of a civil disgorgement claim and then secured a favorable jury verdict on various remaining issues. The Delaware Supreme Court ultimately affirmed that TIAA-CREF was entitled to coverage for its settlement payments and entitled to recover 100% of its defense costs as reasonable and necessary. Michelle is equally formidable in the boardroom as she is in the courtroom. She regularly advises clients during the pre-litigation phase, persuading insurance companies to settle through deft negotiation, mediation, and persuasive writing. Her sophisticated grasp of technical coverage issues—including unique and varied coverage provisions and exclusions, consent and cooperation defenses, exhaustion issues, and notice provisions—enables her to secure favorable outcomes in some of the most challenging insurance disputes.

Jillian Raines

Jillian Raines has practiced on the biggest stages available to an insurance lawyer, as both an in-house lawyer at the world’s largest technology corporation and outside counsel to corporate policyholders. Returning to private practice in 2021 after serving as a corporate insurance attorney for Apple Inc., Jill helps policyholder clients navigate their most complex insurance-related issues. As a partner at Cohen Ziffer Frenchman & McKenna LLP in New York, Jill has managed a variety of coverage lawsuits and claims, from directors & officers insurance disputes to cutting-edge privacy and product liability claims under technology errors & omissions and general liability policies. For Paramount Global (formerly Viacom Inc.), Jill has secured multiple major rulings from the Delaware Superior Court. After defeating motions to dismiss, Jill secured a ruling that Viacom’s insurers cannot avoid covering a $122.5 million settlement resolving a shareholder lawsuit involving the 2019 merger of Viacom and CBS, based on the so-called “bump-up” industry exclusion. Following that win, Jill successfully argued for summary judgment, securing a ruling in Viacom’s favor that the 2019 Viacom shareholder litigation was not interrelated to a group of prior lawsuits under an earlier policy period. Jill also helps a number of Fortune 500 companies to secure insurance coverage for complex claims short of litigation under D&O, EPL, cyber, property, and liability policies—work that is uniquely informed by her prior in-house role at Apple. While there, Jill advised the company on its insurance policy language and claims navigation, risk management and mitigation strategies, and insurance due diligence. Her responsibilities also included insurance regulatory matters from insurance licensing and product filings to drafting policy and service contract terms and conditions globally. At Cohen Ziffer, Jill runs Cohen Ziffer’s advisory services team, helping her clients, including major technology, retail, biomedical, private equity, and critical infrastructure clients pre- and post-litigation by performing insurance program audits, corporate risk assessments, insurance due diligence, and claim resolution services. Jill was named a Woman Worth Watching by Profiles in Leadership Journal in 2025, received Business Insurance’s Break Out Award in 2022, and was recognized as a Rising Star by Insurance Business America in 2021.

Alexander Sugzda

A consummate trial lawyer, Alex Sugzda advocates for policyholders in insurance recovery matters as well as parties in other commercial disputes. Serving a national and international client base, Alex litigates all phases of insurance coverage cases, from initial claim review through trial and appeal. In his practice, Alex represents a broad spectrum of clients, including small businesses with bet-the-company matters and large Fortune 500 corporations that regularly deal with insurance claim disputes, as well as individuals. Alex works with his clients in the preliminary stages of insurance coverage issues to steer them onto a sound course and to gauge the insurer’s initial responses. He also advises at the policy placement stage in the policy drafting process, participating on the front end and inserting language that helps avoid disputes down the road. In recent years, Alex has distinguished himself by successfully navigating insurance coverage disputes arising from numerous challenges. Alex served as lead counsel briefing and arguing a motion for summary judgment for ArcLight Capital Partners allowing it to access millions of dollars in defense coverage from Lexington Insurance Company to cover costs incurred defending itself from environmental litigation on the island of St. Croix. Alex also represented Philadelphia Energy Solutions through trial and settlement in the U.S. Bankruptcy Court for the District of Delaware in its pursuit of hundreds of millions of dollars in property damage and business interruption coverage following an explosion and fire loss at its refinery in Philadelphia. Alex has also assisted several clients with claims arising out of natural disasters, including securing a victory in the New Jersey Supreme Court that allowed New Jersey Transit to access up to $400 million in insurance coverage from a group of carriers to make much-needed repairs to its property following Superstorm Sandy. Alex has been at the forefront of issues like the surge in cybercrime, complicated government investigations, the COVID-19 pandemic, and the nationwide opioid crisis. These events demanded a sophisticated analysis of policy language to pursue full indemnification for policyholders. He finds profound satisfaction in guiding clients through these evolving and intricate insurance landscapes. In a notable matter involving insurance coverage surrounding cybercrime, Alex played a pivotal role in securing a first-of-its-kind summary judgment ruling for Medidata Solutions Inc. The U.S. District Court for the Southern District of New York recognized the company’s entitlement to coverage under a commercial crime insurance policy for a computer fraud loss, and the ruling was affirmed on appeal. Alex has also represented clients in all manner of alternative dispute resolution settings, obtaining successful results for clients in confidential arbitrations and mediations. Alex has consistently been recognized by Benchmark Litigation and Super Lawyers.

Adam Ziffer

Internationally known for his successful litigation and arbitration strategies, Adam Ziffer litigates for policyholders and counsels clients on some of the most cutting-edge, precedent-setting insurance coverage cases in trial and appellate courts nationwide, as well as in London and Bermuda arbitrations. His work includes privacy liability, employee dishonesty, first-party, errors and omissions, directors and officers, product liability, asbestos, environmental, and employment coverage matters. Notably, Adam won a significant ruling for Viacom Inc. (now Paramount Global), establishing that its insurers could not avoid covering a $122.5 million settlement of litigation stemming from the Viacom-CBS merger by relying on a “bump-up” exclusion. Following this decision, Adam won another significant ruling for Viacom, when the Delaware Superior Court ruled on summary judgment that earlier actions are not interrelated to the former Viacom shareholder class action filed following the merger of CBS and Viacom—favorably permitting Viacom to continue its pursuit of D&O insurance coverage.