Webinar | Open Finance And Open Banking – What It Can Mean For Financial Inclusion (Video)

South Africa has received sovereign credit rating upgrades from both Fitch and S&P Global in 2025-2026, marking the country's first upgrades in nearly 21 years.

South Africa's proposed payment-system reforms signal a fundamental shift for third-party payment providers, moving from a sponsor-based model to direct regulatory oversight by the South African Reserve Bank.

South Africa's Financial Intelligence Centre has issued Guidance Note 7B, updating the risk-based approach under FICA with important clarifications on proliferation financing, new technology risks, and due diligence...

The Financial Sector Conduct Authority (FSCA) has published Conduct Standard 3 of 2025 (CIS), titled Requirements for Managers of Collective Investment Schemes (the Conduct Standard), together with a Statement of Need and Impact and a Consultation Report.

Banking Regulation Comparative Guide for the jurisdiction of South Africa, check out our comparative guides section to compare across multiple countries

A mortgage bond is registered when an owner of immovable property uses the property as security to raise funds from a bank or other financial institution.

South Africa's benchmark interest rate is shifting from JIBAR to ZARONIA, with JIBAR set to cease on 31 December 2026. The JSE has introduced a structured process to help issuers transition their existing documentation, but legislative amendments won't take effect until early December 2026, creating a compressed timeline. Issuers must begin reviewing their legal documentation now to ensure compliance within the limited implementation period.

South Africa's central bank is prioritising the modernisation of existing payment infrastructure over the immediate introduction of a retail central bank digital currency.

The Consultation Report published with the Conduct Standard helpfully clarifies a number of questions that were being asked in the market.

The South African Reserve Bank's Cash Smart Strategy challenges the assumption that digital payments will replace cash, instead proposing a hybrid system where both coexist. As digital infrastructure expands unevenly across South Africa's diverse economic landscape, the strategy addresses how to maintain affordable and accessible cash while modernizing payment systems, raising critical questions about financial inclusion, regulatory oversight, and the future of payment infrastructure in emerging markets.