The Intermediate Track and the perils of fixed costs
The intermediate track was introduced to assist with the general streamlining of the civil courts. Whether they have achieved this remains an open question. It is largely too early to tell, after all even today only 2% of cases receive an allocation to the intermediate track[1].
Navigating Commission Disclosure: UK Supreme Court Limits Consumer Claims in Motor Finance Appeal
Introduction On 1 August 2025, the UK Supreme Court handed down its judgment in Johnson v FirstRand Bank Ltd (t/a MotoNovo Finance), along with the linked appeals in Wrench v FirstRand Bank Ltd and Hopcraft v Close Brothers Ltd. These cases addressed significant legal questions about the nature of commission agreements between financial lenders and …
Court of Appeal grapples with fake citations and the inevitability of AI Lawyers
Two years ago, I attended an application to set aside possession in which a Litigant in Person argued that a section 21 notice was defective unless all historic tenancy documentation relied upon was served alongside it. They cited Brown v Sunley Homes Ltd [2017] in support of this position. The proposition was untrue, and the …
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Renters’ Rights Bill: An Update
INTRODUCTION On 9th October the Renter’s Rights Bill [“the Bill”] had its 2nd reading in the House of Commons.
Transparency in Consumer Credit: Key Takeaways from Johnson v Firstrand Bank Ltd
In this article, Anna Roffey (Barrister) gives a precis of the Court of Appeal decision in Johnson v Firstrand Bank Ltd, Wrench v Firstrand Bank Ltd and Hopcraft v Close Brothers Ltd.
Motor Finance Undisclosed Commission Claims: the Law as it Stands
In this article, Mark Erridge (Pupil Barrister) sets out the law as it currently stands relating to undisclosed commissions in motor finance claims,