Insurance in Netherlands

De Brauw Blackstone Westbroek

International firm De Brauw Blackstone Westbroek acts as lead counsel in high-end transactions, disputes and regulatory enforcement matters, and is well placed to handle cross-border mandates. It often acts alongside other independent firms internationally, as demonstrated through its membership of the Best Friends network in Europe. Its multi-disciplinary team has expertise in M&A, fraud and white-collar criminal law, dispute resolution, and restructuring and insolvency. Practice head Dennis Horeman is well regarded for litigation and arbitration, with a focus on the financial sector. Eelco Meerdink advises clients in the insurance, technology, energy, construction, pharmaceutical and manufacturing industries. Mariken van Loopik is also noted.

Practice head(s):

Dennis Horeman

Other key lawyers:

Mariken van Loopik; Eelco Meerdink; Eva Schram

Testimonials

‘International team with resources and knowledge regarding every aspect in high-value litigation’

‘The practice is unique given its ability to solve complex and complicated matters, notably class actions regarding alleged misselling’.

‘Having excellent Supreme Court barristers available in all stages of proceedings gives a great advantage’.

‘Their D&O policies practice is excellent. ’

Key clients

Ageas

SRLEV

Achmea B.V.

Onderlinge Waarborgmaatschappij Centrale

Zorgverzekeraars groep, Zorgverzekeraar U.A. (CZ)

Koninklijke BAM Groep N.V.

Nielsen

AkzoNobel N.V.

AEGON

Work highlights

  • Represented Ageas in insurance coverage management for events that occurred at Fortis in 2007-2008.
  • Representing Achmea, a large Dutch insurance group, and Union, its Slovak subsidiary, in proceedings before the EU Court of Justice in relation to a state aid case regarding measures by the Slovak Republic in favour of the state-owned health insurers and to the detriment of privately owned health insurers in the Slovak market.
  • Representing CZ in litigation against an intermediary that is claiming tens of millions of euros for alleged breach of contract.

Houthoff

The insurance practice at Houthoff focuses on large and high-end insurance claims and transactions. It has further expanded its expertise in financial regulatory work, with a focus on insurance prudential and conduct of business advice. On the contentious side, the firm handles international multiparty disputes, professional indemnity and directors and officers (D&O) liability matters, among others. Hans Londonck Sluijk has considerable experience and sits on the board of the Dutch association for insurance law. Berry van Wijk focuses on corporate and regulatory issues. Counsel Roel Theissen is a  key name for prudential supervision matters.

Practice head(s):

Berry van Wijk; Hans Londonck Sluijk

Other key lawyers:

Huib Lebbing; Roel Theissen

Key clients

AIG

Allianz

Aon

a.s.r.

Atradius Credit Insurance

Axa

AXA XL

CNA

Cover Genius

Achmea/Centraal Beheer

Generali

HDI-Gerling

Marktplaats/e-Bay

Marsh

MS Amlin

NN Group (Nationale Nederlanden)

Swiss Re

Tokio Marine

Yarden

Zurich

Work highlights

  • Representing Nationale Nederlanden, a major international insurance company, in the ongoing Dutch class actions with respect to the unit-linked insurances it sold in the Netherlands in which the insureds seek compensation for alleged mis-selling.
  • Representing Mourik Construction Company, Mourik Groot-Ammers and its insurers Allianz and AXA XL after two cranes and their bridge load fell off their pontoons destroying many houses and businesses in Alphen aan den Rijn.
  • Acting as offence counsel for the companies represented by OnderhoudNL to recover tens of millions in damages in a collective claims settlement and potential class action for damages caused by the supply of asbestos contaminated blasting grit by Eurogrit BV, part of the Sibelco group, globally active with 10,000+ employees in the mining industry.

NautaDutilh

NautaDutilh’s practice covers a broad range of insurance law issues and related commercial litigation. Multi-party litigation, including consumer-led claims, is a core pillar of the practice; and it also handles large commercial risks, such as D&O liability, professional liability and product liability. A further area of focus is transactional insurance and corporate transactions. Stijn Franken focuses on insurance and reinsurance matters, and regulatory law. Sjoerd Meijer specialises in insurance and liability law.

Practice head(s):

Stijn Franken; Sjoerd Meijer

Other key lawyers:

Bianca van der Goes

Testimonials

‘Excellent knowledge of Insurance- and product liability law’.

‘High level of expertise by Stijn Franken’.

‘Sjoerd Meijer is knowledgeable, has strong communication skills and has in-depth knowledge of the market ’.

Key clients

Allianz

ASR

AIG

Aegon

Shell

Achmea

HDI Gerling

Dutch Association of Insurers

GSK

Sanofi

TPG

UK P&I Club

Monuta

DSM

AMLIN

VvAA (Dutch Association of Doctors Motorists)

Strukton, Hurks

Nouryon

Chubb

Peak Re

Work highlights

  • Acting for insurers (both major and smaller) of unit-linked life insurance products in mass claim proceedings pertaining to these products.
  • Assisting Rheinland Versicherung with the implementation of GDPR and the Insurance Distribution Directive in company policies and collaboration agreements with intermediaries and underwriting agents.
  • Defending GSK, a global pharmaceutical company, in appeal proceedings regarding a product liability claim.

Norton Rose Fulbright

The insurance team at Norton Rose Fulbright acts for domestic and international insurers on contentious, corporate, regulatory and transactional matters. On the non-contentious side, it handles cross-border M&A, joint ventures, warranty and indemnity (W&I) underwriting and compliance matters. Its contentious work includes cross-border litigation for brokers and corporates, as well as insurers. The team is headed by Jan Duyvensz, who advises on matters involving financial risks, such as D&O liability, professional liability, technical damage and product liability.

Practice head(s):

Jan Duyvensz

Key clients

AIG

Allied World Assurance Company

Amlin

AmTrust

Brit Insurance

BNP Paribas

Chubb

Generali

Hamilton

Riskpoint

RSA

Tokio Marine Kiln

XL Catlin

Enstar Group

APC Holland

Accelerant

Dutch Aviation Pool

CNA Hardy

Aspen

Work highlights

  • Acting as defence counsel on behalf of a liability insurer and a well-known lawyer in relation to complex court proceedings regarding a professional liability dispute.
  • Regularly advising insurance companies such as AmTrust, Domestic & General in relation to the offerings of their products and services in the Netherlands.

Van Doorne

Van Doorne’s integrated insurance group sits within its dispute resolution practice. It is well regarded for its expertise in financial insurance products, including professional indemnity, D&O, W&I, and for its strength in cyber insurance. In the professional negligence space, it acts for civil law notaries, attorneys at law and tax lawyers in malpractice claims on behalf of insurers. Annemieke Hendrikse handles national and international disputes, acting for insurers, and directors of companies and non-profits, including housing corporations and healthcare institutions. Walter Hendriksen is another key name.

Practice head(s):

Annemieke Hendrikse; Walter Hendriksen

Other key lawyers:

Simone Hoogeveen

Testimonials

‘One of the top firms for D&O insurance claims with strong capabilities for both insurance coverage work and defence of directors and officers. ’

‘Annemieke Hendrikse has excellent negotiation skills and is a good strategist.’

‘Annemieke Hendrikse has gained deep knowledge of D&O insurance claims.’

Key clients

AGCS

AIG

ANV

AON

AXA XL

Chubb

HDI

Nationale Nederlanden

Zurich

Dirkzwager legal & tax

Dirkzwager legal & tax is able to handle international mandates through its international desk and its affiliation with the Trans European Law Firm Alliance and its US counterpart USLAW. The practice covers a broad range of insurance and liability matters, including corporate and professional liability, government liability, product liability, and construction industry liability. Harry Kruitwagen is adept at handling insurance policy disputes and insurance terms and conditions. Daan Baas, René Wildenburg and Joost Bindels are the other names to note.

Practice head(s):

Harry Kruitwagen; Daan Baas; Joost Bindels; René Wildenburg

Testimonials

‘They provide specific knowledge of technical and construction issues and they have a German desk’.

‘Multi-disciplinary team, with in-house knowledge in multiple areas, both in regard to liability and insurance law’.

‘Daan Baas is really pragmatic, pro-active and knowledgeable. Tries to reach the best possible solution in the most cost-effective way’.

‘Practical but without losing sight of important details, and they know the market’.

‘Daan Baas is very hands on with great in-depth knowledge about insurance and liability’.

Key clients

Allianz Global Corporate & Specialty SE

Amlin Insurance SE (MS Amlin)

Liberty Mutual Insurance Europe SE

Allianz Benelux N.V.

Royal Sun Alliance

AIG Europe SA

Achmea Schadeverzekeringen (Avéro)

Zurich Insurance plc

HDI Gerling

QBE Insurance (Europe) ltd

DUPI

Marsh

Willis

Aon

Bovemij

Hogan Lovells International LLP

The corporate insurance and reinsurance (transactional and derivatives) team at Hogan Lovells International LLP is headed up by Victor de Vlaam, who is well regarded for advising large international blue-chip clients on high-end transactions. With a focus on corporate work, the firm handles multi-jurisdictional insurance M&A, restructurings and related insurance regulatory advice, and collateral arrangements. It also advises on portfolio transfers, capital raisings, and financial regulatory and tax matters. As part of a global network, the team is well placed to handle international mandates and works closely with the firm's London practice on reinsurance matters.

Practice head(s):

Victor de Vlaam

Other key lawyers:

Aafke Pronk; Janelle de Ruiter

Testimonials

‘They clearly have a lot experience in longevity risk transfer transactions throughout Europe’.

‘Hogan Lovells has an integrated team of insurance, pensions and collateral specialists and have a strong market position in the development of longevity transfer structures’.

‘They offer sound legal knowledge, deliver on promises and manage expectations’.

Key clients

Nationale Nederlanden

Swiss RE

SCOR

Resolution Life

Leidsche Verzekering Maatschappij

Reinsurance Group of America (RGA)

Work highlights

  • Advising NN Group and NN Life on three transactions to transfer the full longevity risk associated with in total approximately €13.5bn of pension liabilities in the Netherlands.
  • Advised NN Group on a scheme secured €820m insurance deal with a chemical company.
  • Providing Dutch legal expert advice to the Swiss Re Group in relation to various reinsurance treaties entered into between Swiss Re as the reinsurer, and a Dutch cedant.

Kennedy Van der Laan

Kennedy Van der Laan provides comprehensive advice around insurance regulatory issues, drawing on expertise from its IT, IP, employment and corporate experts. It is experienced in Dutch and European financial services regulation, as well as claims relating to casualty, personal injury, D&O, property and engineering. The team is headed by Erik van Orsouw, Chris van Dijk, Frits van der Woude, Peter van den Broek, Jan Broekhuizen and Petra Oskam. Van den Broek handles insurance and liability law, and policy drafting and coverage disputes.

Practice head(s):

Erik van Orsouw; Chris van Dijk; Frits van der Woude; Peter van den Broek; Jan Broekhuizen; Petra Oskam

Testimonials

‘Easy accessible and they have a specialised team for bodily Injury claims’

Key clients

Amlin

Zurich

VvAA/Medrisk

VGA

De Vereende

Ahold

RSA

Allianz

Loyens & Loeff

The team at Loyens & Loeff has expertise in various facets of insurance law, including regulatory advice, litigation and arbitration. It is a popular choice for corporate insureds, intermediaries and leading insurance companies. The team focuses on insurance litigation and civil liability litigation, and often litigates internationally regarding policy disputes and duty of care of insurers and insurance intermediaries. Practice head Kitty Lieverse focuses on financial services regulation and is a member of the Dutch Bar Advisory Committee on insurance law. Senior associate Merel van Asch focuses on liability and insurance law.

Practice head(s):

Kitty Lieverse; Merel van Asch

Testimonials

‘Loyens Loeff has a growing insurance practice’.

‘Merel van Asch is intelligent, hard working and does a very good job’.

‘Mainly acts against insurers/brokers (on behalf of corporates) as opposed to most of the other firms which only act on behalf of insurers/brokers’.          

Key clients

Aon

ASR

Zilveren Kruis

Aegon N.V.

AIG

BNP Paribas Cardif

AXA

VGZ/Univé

Achmea

NN Group N.V.

Allianz

Bilfinger

Work highlights

  • Successfully represented Aon in several legal proceedings concerning mostly the duty of care in relation to a large variety of insurance policies.
  • Representing Zilveren Kruis and all other healthcare insurance companies in the Netherlands in relation to the bankruptcy of two Dutch hospitals.
  • Advised Bilfinger Industrial Services in relation to blasting grit that the company purchased that was contaminated with asbestos.

Van Traa Advocaten

The insurance and liability team at Van Traa Advocaten acts for insurers and brokers in insurance, liability and personal injury cases. It is particularly experienced in high-profile accidents that have occurred in the Netherlands in recent years. It has also recently handled claims relating to natural disasters, personal and corporate fault, professional indemnity, and other contractual and tort law issues. The team is headed by Robert Pessers, who is an appointed mediator at the British Centre for Dispute Resolution (CEDR).

Practice head(s):

Robert Pessers

Other key lawyers:

Robert de Haan; Peter Drion; Derk-Jan van der Kolk

Testimonials

‘Thanks to their excellent analyses and procedural documents, we are able to set the right course’.

‘Their long-term vision gives us more control over our business’.

‘Derk-Jan van der Kolk has excellent legal expertise and is convincing when acting in court.

‘A special quality of Derk-Jan is his strategic and tactical thinking’.

‘Ambitious team with a leading position in the insurance business’

‘Open-minded on matters and easily accessible for advice’

‘They make a balance between the case and the political environment’. 

‘They are able to give brief and concise advice without superfluous general considerations’. 

Key clients

Football Club Ajax Amsterdam

Dutch Ministry of Social Affairs and Employment

Charterers and underwriters of the inland barge “Fox”

Malaysia Airlines and their insurers

Work highlights

  • Advised the charterers and their underwriters of the inland barge “Fox” in relation to an incorrectly gassed barge.
  • Advising several insurance companies in relation to a flood at the VU Medical Centre (VUmc) in Amsterdam in 2015.
  • Advised an insurance company in relation to policy coverage and liability around the delivery of jet grit that was contaminated asbestos.

Bird & Bird

Evelyn Tjon-En-Fa leads the liability and insurance group at Bird & Bird, which acts for underwriters and insured on liability and insurance law matters. Areas of focus include mass claims, private enforcement and policy coverage disputes. On the non-contentious side, the firm handles the drafting of insurance policies and conducts localisation exercises.

Practice head(s):

Evelyn Tjon-En-Fa

Key clients

Ducor Petrochemicals

Bazan Oil Group

Shiloh Industries, Inc.

EasyJet

Koninklijke VolkerWessels Group

Royal BAM Group

Visser & Smit Hanab

Torghatten ASA (Norway)

Work highlights

  • Dealing with major coverage disputes in the Netherlands and London insurance market for errors in construction, energy and infrastructure projects.
  • Advising one of the former advisory supervisory board members of a Transport/Shipping company in a corporate fraud and liability case.
  • Representing Ducor – a major player in the oil and polypropylene industry – and its machinery breakdown insurer in proceedings against Nalco, a water treatment company.

CMS

CMS is well known in the market for its experience in professional negligence, construction, reinsurance and other complex coverage disputes. It acts for brokers, insurers and reinsurers, and also insured clients in the real estate, construction, financial lines, retail and life sciences area. Leonard Böhmer and Bas Baks head the practice.

Practice head(s):

Leonard Böhmer; Bas Baks

Testimonials

‘With CMS we only need one point of contact for all jurisdictions’.

‘They have a permanent team and an extensive network’.

‘They are very aware of the different interests of the insurer and the insured’. 

‘They are very focussed on pragmatic solutions’.

‘They have a good international network what really works. ’

Bas Baks is pragmatic, has an eye for commercial issues and can bring the right people for a team together‘.

Key clients

Zurich

Allianz Global Corporate & Specialty

AXA XL

Chubb European Group Limited

Swissre

QBE

Starr

Achmea

Aon

Mitsui Sumitomo Insurance

Ms Amlin

Navigators

Axis

AWAC

Starstone

CNA

Tarian

Lemonade

Work highlights

  • Advised Unicorn InsurTech Lemonade on its successful launch in The Netherlands.
  • Advised the liquidators of the Slotervaart hospital on all insurance-related items, among which strategical issues such as the negotiations with the health insurer and the Ministry of Health on the professional indemnity cover.

Cox Ten Bruggencate Advocaten

Cox Ten Bruggencate Advocaten handles high-value disputes both domestically and globally. It has considerable experienced of court proceedings, arbitration, mediation and other forms of ADR. Policy disputes are a key area of focus, where the firm handles claims relating to D&O, professional indemnity, property, goods-in-transit, heavy machinery and fine arts insurance contracts. Jacco van de Meent is a board member of the Dutch Association for Insurance Science; he jointly heads the team with Carlijn ten Bruggencate and Joeri Cox.

Practice head(s):

Jacco van de Meent; Joeri Cox; Carlijn ten Bruggencate

Other key lawyers:

Jan ter Meer

Key clients

MS Amlin

Liberty

XL Catlin

ASR

Nationale Nederlanden

Avéro Achmea

Allianz

Tokio Marine

HDI

AIG

Aon

Reaal

Work highlights

  • Acting for insurers regarding the insurance and liability aspects of two cranes collapsing.
  • Assisting liability underwriters of a company organising a large dance event where an accident occurred.
  • Assisting the manufacturer of a tower crane that collapsed on buildings of the University of Utrecht, in product liability litigation pursuant to a multimillion-euro claim of allegedly jeopardised parties.

Ekelmans & Meijer Advocaten

Ekelmans & Meijer Advocaten has a key focus on the healthcare sector and is highly regarded for insurance and general liability matters. The group has expertise in professional liability, D&O, fraud, personal injury and privacy matters. It has recently been advising on a number of Covid-19-related matters and counts the Dutch Association of Insurers among its clients. Hanco Arnold heads the team.

Practice head(s):

Hanco Arnold

Other key lawyers:

Jan Ekelmans; Astrid van Noort

Testimonials

Their approach is thorough, with a good sense of humour. ’

‘Jan Ekelmans is very convincing in court – a very tough opponent to litigate against.’.

‘Highly professional and knowledgeable in all aspects of the industry’.

‘Hanco Arnold is a specialist in insurance fraud’.

‘Hanco Arnold is very professional and knows a lot of the business of insurance law and fraud investigation in particular.’.

‘This is the firm for health insurance legal expertise’.

‘Jan Ekelmans is a quick strategic thinker’.

‘Astrid Van Noort is very precise and an excellent lawyer, especially in legal cases with privacy and healthcare aspects.’

Key clients

Vereende

Goudse

Zorg & Zekerheid

Nationale Nederlanden

NCIS

Verbond van Verzekeraars

Zilveren Kruis

HDI

ASR

AEGON

ENO

Work highlights

  • Defended a large Dutch law firm against a professional malpractice claim before the court of first instance, Court of Appeal, Supreme Court and ethics board.  
  • Advising three large Dutch healthcare insurers in relation to a €22m fraud claim.
  • Advised Nationale-Nederlanden, a carrier with a large market share, on contingency policies on coverage and liability issues.

Ploum

Ploum acts for insured companies and insurers and has particular expertise in health and safety matters, and matters involving hazardous or toxic substances. Its multi-disciplinary team draws on strength from its regulatory, environmental, corporate and criminal law practices. Other areas of focus include professional indemnity and construction-related insurance matters. Natalie Vloemans and Vincent Terlouw head the team.

Practice head(s):

Natalie Vloemans; Vincent Terlouw

Key clients

Koole Terminals Botlek / Odfjell Terminals

Allianz

VolkerWessels

AIG

HDI Global Specialty

NPO (Nederlandse Publieke Omroep)

Deloitte

Swiss Re

ATM

Chemours

SAAone

Engie

Bergbanket

Media Markt

Westenburg

Klap No Risk B.V.

Work highlights

  • Acting for Koole (formerly Odfjell) in an insurance claim against several co-insurers following the shutdown of the Odfjell terminal in 2012.
  • Represented SAAone in litigation regarding an insurance claim under PI insurance.
  • At the request of PI insurer Markel, assisting an insurance broker who faces multiple claims in relation to the corona pandemic.

VanNiekerkCieremans B.V.

Boutique VanNiekerkCieremans B.V. focuses on civil liability and insurance. It has strong experience of insurance litigation and often handles multi-party disputes. The practice stands out for its recourse expertise, where it advises on fire and machinery breakdown, regulatory issues, disaster planning and litigation risk management. Eric van Niekerk, Tjitske Cieremans and Patrick van der Vorst are the practice heads.

Practice head(s):

Eric van Niekerk; Tjitske Cieremans; Patrick van der Vorst

Testimonials

‘High-level service, outstanding insurance practice, very pragmatic with a market-leading reputation for liability cases and insurance coverage cases.’

‘Firm performed perfectly and is one of the most respected firms in the Netherlands’

‘Eric van Niekerk is well respected, service-oriented and has a pragmatic approach’.

‘Tjitske Cieremans provides excellent technical and industry knowledge, and handles complex liability cases’.

‘Patrick van de Vorst has good analytical skills and a capacity to go rapidly to the heart of the issues, providing excellent legal advice.’

‘Stable, reliable, with profound knowledge and experience.’

Key clients

AIG

Allianz GCS

Chubb

HDI

DSM

EY

Liberty

Marsh

RSA

AXA XL

Zurich

Work highlights

  • Representing BubbleDeck in the highly publicised collapse of the parking garage at Eindhoven Airport in May 2017 in proceedings against construction company BAM.
  • Representing Chubb with respect to its recourse claim pertaining to damage sustained by C&A as a result of the highly publicised occurrence of a sinkhole in a parking garage in Heerlen, which caused the forced demolition of part of a shopping mall.
  • Advised various insurers regarding the scope of policy wording to be used to regulate potential coverage for Covid-19 related claims.